For Sale $3,975,000
Designed for those who recognize exceptional architecture, craftsmanship, and enduring design, this extraordinary Lake Norman waterfront residence represents a rare caliber of new construction—where every material, proportion, and finish has been considered with intention. From soaring 12-foot ceilings and wide-plank European white oak flooring to custom millwork and statement architectural elements, the home embodies quiet, sophisticated luxury that feels both elevated and effortlessly livable. A dramatic 10-foot custom steel entry door by Clark Hall creates an unmistakable sense of arrival. Beyond, expansive entertaining spaces are framed by oversized arched cased openings and distinguished by a custom diamond-coffered ceiling and limestone fireplace surround. A 10-foot quad-stack sliding door system disappears seamlessly into the architecture, opening the main living space to the rear terrace and creating an extraordinary connection to the lake beyond. The kitchen pairs custom two-tone and inset white oak cabinetry with a striking 2.5-inch mitered-edge island, panel-ready appliances, and an oversized Venetian plaster range hood. Walls of windows surround the breakfast area, filling the space with natural light while drawing the eye toward the landscaped grounds and Lake Norman. A concealed scullery is as beautiful as it is functional. A full-size second refrigerator, second panel-ready dishwasher, microwave, extensive custom cabinetry, generous storage allowing the primary kitchen to remain pristine whether hosting an intimate dinner or large gathering. The main level also offers a private guest suite with a beautifully appointed en suite bath featuring an oversized walk-in shower wrapped in floor-to-ceiling tile. A sophisticated powder room is discreetly positioned near the foyer for added privacy. Upstairs, the primary suite is conceived as a private retreat, with an expansive bedroom opening onto a secluded balcony overlooking the grounds and lake. The spa-inspired bath features a generously scaled marble-tile shower enclosed in floor-to-ceiling glass, a distinctive custom tile pattern, dual inset vanities with decorative backsplash detail and luxury gold fixtures, and oversized custom walk-in closets illuminated by integrated LED lighting. Three additional bedrooms and a spacious laundry room with abundant cabinetry and storage complete the upper level. The finished lower level transforms the home into a true lifestyle destination. A luxury golf simulator anchors the entertainment spaces, while another expansive quad-stack sliding door system opens effortlessly to the outdoors. A beautifully appointed kitchenette features an ice maker and wine cooler, complemented by an accordion-style pass-through window connecting directly to the outdoor entertaining area. A private office and dedicated wellness room with sauna complete this level, offering exceptional spaces for work, recreation, wellness, and relaxation. Outside, a covered rear porch overlooks a peaceful Lake Norman cove and professionally landscaped grounds designed for refined, low-maintenance living. A new private dock places boating and lake life just steps from the back door. The property also offers the opportunity to add a pool, creating the potential for an even more extraordinary private waterfront retreat. While the setting feels secluded, some of the area’s finest conveniences are remarkably close. Boutique shopping, dining, and the vibrant pickleball and social scene at Serve are all just minutes away. Every great lake destination has a community that signals what comes next. Along the shoreline of Lake Norman, Bahia Bay is emerging as that address—a setting where architecturally significant custom residences are redefining waterfront living and shaping the future of one of North Carolina’s most celebrated lake communities. Exceptional architecture. Uncompromising craftsmanship waterfront living. You’ll love living here.
Dock - Floating, In-Ground Irrigation, Sauna
Attic Stairs Pulldown, Attic Walk In, Built-in Features, Drop Zone, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Sauna, Storage, Walk-In Closet(s), Walk-In Pantry
| List Price: | $3,975,000 |
| Status: | For Sale |
| Bedrooms: | 5 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 1585 sqft |
| Parking: | Driveway |
| MLS Number: | CAR4416878 |
| Subdivision: | Bahia Bay |
| Style: | Contemporary, European, Farmhouse |
| Bathrooms: | 6 |
| Lot Description: | Views, Waterfront |
| Year Built: | 2026 |
| Sewer Type: | Public Sewer |
| Elementary: | Cornelius |
| Middle: | Bailey |
| High: | William Amos Hough |
| Date | Event | Price | $/SQFT |
| 08-21-2026 | Listed | $3,975,000 | $2,508 |
| 11-12-2025 | Listed | $650,000 | $411 |
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| Cornelius Elementary | 2 miles | KG-05 | 8 |
| Community School of Davidson | 2 miles | KG-06 | 10 |
| Davidson Elementary | 2 miles | KG-05 | 10 |
| J.V. Washam Elementary | 2 miles | KG-05 | 8 |
| Langtree Charter Academy | 3 miles | KG-06 | 9 |
| Thunderbird Preparatory School | 4 miles | KG-05 | 6 |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 21216 Rio Oro Drive, Cornelius NC | 0 mi | $3,975,000 | days | |
| 21200 Rio Oro Drive, Cornelius NC | 0 mi | $1,224,900 | days | |
| 21205 Rio Oro Drive, Cornelius NC | 0.1 mi | $425,000 | days | |
| 21416 Verano Place, Cornelius NC | 0.1 mi | $775,000 | days | |
| 21123 Rio Oro Drive, Cornelius NC | 0.1 mi | $605,000 | days | |
| 21012 Entrada Drive, Cornelius NC | 0.2 mi | $525,000 | days |
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
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| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
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| Property Insurance |
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| Total Monthly Payment | $20,941 |
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Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
A Courtesy Listing Provided By Adams and Collins Realty LLC
21216 Rio Oro Drive, Cornelius NC is a 1585 ft2 on a 0.230 acres lot. This is for $3,975,000. This has 5 bedrooms, 6 baths, and was built in 2026.
Based on information submitted to the MLS GRID as of 2026-08-21 12:10:02 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS.
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