21200 Rio Oro Drive, Cornelius NC
- 3 Bed
- 2 Bath
- 2022 ft2
- 0.2 ac
For Sale $1,249,900
Remarks:
Welcome to your peaceful waterfront retreat with a minimal HOA, tucked away in a quiet cove in the heart of Cornelius, just minutes from the Cain Center for the Arts, shopping, dining, breweries, and parks. A rare and valuable feature, the private pier and dock accommodate two boats in deep water, offering easy access to Lake Norman’s main channel and elevating this property into a true lakefront escape. Inside, the bright and airy open floor plan offers a natural flow ideal for everyday living and entertaining. The upgraded kitchen features quartz countertops, a large island with storage, abundant cabinetry, stainless steel appliances including refrigerator, double ovens, five-burner gas cooktop, tile backsplash, and upgraded lighting. The light-filled great room includes a ceiling fan and seamless access to the deck, creating effortless indoor-outdoor living with peaceful lake views. The primary suite provides a private retreat with recessed lighting, ceiling fan, private deck access, walk-in closet, and en-suite bath with dual vanity, tiled shower, and soaking garden tub. Additional highlights include exceptional storage throughout, including a storage shed. Outdoor living is enhanced by an expansive covered deck with step-down access to a large paver patio with fire pit, while the private dock offers open views toward the main channel — perfect for enjoying the Lake Norman lifestyle.
Exterior Features:
Fire Pit, In-Ground Irrigation
Interior Features:
Built-in Features, Drop Zone, Garden Tub, Kitchen Island, Open Floorplan, Split Bedroom, Storage, Walk-In Closet(s)
General Information:
| List Price: | $1,249,900 |
| Status: | For Sale |
| Bedrooms: | 3 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 2022 sqft |
| Parking: | Driveway |
| MLS Number: | CAR4326839 |
| Subdivision: | Bahia Bay |
| Style: | Transitional |
| Bathrooms: | 2 |
| Lot Description: | Wooded, Views, Waterfront |
| Year Built: | 1979 |
| Sewer Type: | Public Sewer |
Assigned Schools:
| Elementary: | Cornelius |
| Middle: | Bailey |
| High: | William Amos Hough |
Price & Sales History
| Date | Event | Price | $/SQFT |
| 05-30-2026 | Listed | $1,249,900 | $619 |
| 10-30-2025 | Price Decrease | $995,000-2.93% | $493 |
| 09-13-2025 | Price Decrease | $1,025,000-2.38% | $507 |
| 07-17-2025 | Listed | $1,050,000 | $520 |
Nearby Schools
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| Cornelius Elementary | 2 miles | KG-05 | 8 |
| Community School of Davidson | 2 miles | KG-06 | 10 |
| Davidson Elementary | 2 miles | KG-05 | 10 |
| J.V. Washam Elementary | 2 miles | KG-05 | 8 |
| Langtree Charter Academy | 3 miles | KG-06 | 9 |
| Thunderbird Preparatory School | 4 miles | KG-05 | 6 |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Properties For Sale Nearby
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 21200 Rio Oro Drive, Cornelius NC | 0 mi | $1,249,900 | days | |
| 21021 Entrada Drive, Cornelius NC | 0.1 mi | $574,900 | days | |
| 20935 Sierra Vista Drive, Cornelius NC | 0.2 mi | $442,000 | days | |
| 21510 Rio Oro Drive, Cornelius NC | 0.2 mi | $3,849,000 | days | |
| 21506 Rio Oro Drive, Cornelius NC | 0.2 mi | $4,300,000 | days | |
| 22304 John Gamble Road, Cornelius NC | 0.3 mi | $1,095,000 | days |
Sold Properties Nearby
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
Commute Distance & Time
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Mortgage Calculator
| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
| Property Taxes |
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| H.O.A. / Maintenance |
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| Property Insurance |
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| Total Monthly Payment | $20,941 |
Demographic Data For Zip 28031
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Transportation to Work |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Property Listing Information
A Courtesy Listing Provided By Keller Williams Lake Norman
21200 Rio Oro Drive, Cornelius NC is a 2022 ft2 on a 0.220 acres lot. This is for $1,249,900. This has 3 bedrooms, 2 baths, and was built in 1979.
Based on information submitted to the MLS GRID as of 2026-05-30 10:15:06 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS.
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