21123 Rio Oro Drive, Cornelius NC
- 3 Bed
- 3 Bath
- 1333 ft2
- 0.5 ac
For Sale $645,000
Remarks:
Lake Norman Living at an Unbeatable Value - Welcome to Bahia Bay. Nestled on nearly half an acre of wooded land in the sought-after Bahia Bay community, this charming 3-bedroom, 3-bath home puts the best of Lake Norman right at your fingertips - without the waterfront price tag. Enjoy exclusive community access to a boat ramp, dock, paddlesport launch, and a lakefront picnic area that will make every weekend feel like a vacation. Inside, the open-concept main level is designed for easy living. The two-story family room flows seamlessly into the dining area and a chef-inspired kitchen features gleaming granite countertops and a spacious island perfect for entertaining. The owner's suite is conveniently located on the main level, offering privacy and comfort. Upstairs, two generously sized bedrooms share a full bath - ideal for family, guests, or a home office setup. The finished basement adds valuable flex space, ready to become your home gym, media room, or playroom. Step outside to enjoy front and rear porch decks, and gather around the fire pit in your private, wooded backyard - a true outdoor retreat. Pull right into the oversized concrete driveway with room for 3+ vehicles and head straight to the water. With easy access to all that Lake Norman has to offer, this home checks every box. Lake life is calling - come answer it.
Exterior Features:
Fire Pit
Interior Features:
Attic Other, Breakfast Bar, Built-in Features, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Walk-In Pantry
General Information:
| List Price: | $645,000 |
| Status: | For Sale |
| Bedrooms: | 3 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 1333 sqft |
| Parking: | Driveway |
| MLS Number: | CAR4387095 |
| Subdivision: | Bahia Bay |
| Bathrooms: | 3 |
| Lot Description: | Private, Sloped, Wooded |
| Year Built: | 1983 |
| Sewer Type: | Septic Installed |
Assigned Schools:
| Elementary: | Cornelius |
| Middle: | Bailey |
| High: | William Amos Hough |
Price & Sales History
| Date | Event | Price | $/SQFT |
| 06-16-2026 | Listed | $645,000 | $484 |
Nearby Schools
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| Cornelius Elementary | 2 miles | KG-05 | 8 |
| Community School of Davidson | 2 miles | KG-06 | 10 |
| Davidson Elementary | 2 miles | KG-05 | 10 |
| J.V. Washam Elementary | 2 miles | KG-05 | 8 |
| Langtree Charter Academy | 3 miles | KG-06 | 9 |
| Thunderbird Preparatory School | 4 miles | KG-05 | 6 |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Properties For Sale Nearby
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 21123 Rio Oro Drive, Cornelius NC | 0 mi | $645,000 | days | |
| 21205 Rio Oro Drive, Cornelius NC | 0.1 mi | $450,000 | days | |
| 21200 Rio Oro Drive, Cornelius NC | 0.1 mi | $1,249,900 | days | |
| 21021 Entrada Drive, Cornelius NC | 0.1 mi | $574,900 | days | |
| 21012 Entrada Drive, Cornelius NC | 0.1 mi | $525,000 | days | |
| 21510 Rio Oro Drive, Cornelius NC | 0.2 mi | $3,849,000 | days |
Sold Properties Nearby
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
Commute Distance & Time
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Mortgage Calculator
| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
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| H.O.A. / Maintenance |
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| Property Insurance |
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| Total Monthly Payment | $20,941 |
Demographic Data For Zip 28031
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Transportation to Work |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Property Listing Information
A Courtesy Listing Provided By EXP Realty LLC Ballantyne
21123 Rio Oro Drive, Cornelius NC is a 1333 ft2 on a 0.494 acres lot. This is for $645,000. This has 3 bedrooms, 3 baths, and was built in 1983.
Based on information submitted to the MLS GRID as of 2026-06-16 10:40:18 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS.
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