For Sale $725,000
Experience privacy, functionality, and lakefront living on this beautifully updated waterfront property in Belmont. Situated on approximately 0.61 acres with a gently sloped lot, this home offers direct access to Lake Wylie with a boat house, boat lift, covered dock structure, and floating dock - ideal for year-round enjoyment on the water. This spacious home features 3 bedrooms and 3 full bathrooms, plus two additional finished basement rooms offering flexible use for guests, office, or recreation (not included in septic permit). A fully finished walk-out basement provides additional living space and versatility. The main level offers a comfortable and open layout with a primary suite, multiple living areas, and convenient main-level laundry. Designed for both everyday living and entertaining, the property includes a private, fenced yard with an electric gate, ample parking, and RV access with hookups—perfect for hosting guests or accommodating recreational needs. Outdoor features such as a fire pit, deck, and irrigation system enhance the space’s usability. The home is equipped for self-sufficiency and peace of mind with a whole-home generator and fuel tank. Interior highlights include walk-in closets, abundant storage, and multiple gathering spaces. Located in a quiet cove, enjoy easy access to the main channel while still benefiting from calm waters ideal for swimming and relaxing at your private dock. No HOA and no city taxes provide added flexibility and value. This is a rare opportunity to own a versatile, move-in-ready waterfront property that combines lifestyle, privacy, and functionality—all within close proximity to Belmont, Charlotte, and surrounding amenities.
Fire Pit, Dock - Floating, In-Ground Irrigation, Storage
Attic Other, Cable Prewire, Entrance Foyer, Pantry, Storage, Walk-In Closet(s), Walk-In Pantry
| List Price: | $725,000 |
| Status: | For Sale |
| Bedrooms: | 3 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 2005 sqft |
| Parking: | Driveway, Electric Gate, RV Access/Parking |
| MLS Number: | CAR4367153 |
| Subdivision: | None |
| Bathrooms: | 3 |
| Lot Description: | Private, River Front, Sloped, Waterfront |
| Year Built: | 1973 |
| Sewer Type: | Septic Installed |
| Elementary: | New Hope |
| Middle: | Cramerton |
| High: | South Point (NC) |
| Date | Event | Price | $/SQFT |
| 06-12-2025 | Listed | $400,000 | $200 |
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| New Hope Elementary School | 2 miles | KG-05 | 9 |
| McAdenville Elementary School | 4 miles | KG-05 | 3 |
| Berryhill School | 4 miles | PK-05 | 4 |
| W A Bess Elementary School | 5 miles | PK-05 | 9 |
| Berewick Elementary | 5 miles | PK-05 | 4 |
| North Belmont Elementary School | 5 miles | PK-05 | 4 |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 349 Lake Wylie Road, Belmont NC | 0 mi | $725,000 | days | |
| 102 Roxie Lane, Belmont NC | 0.8 mi | $359,000 | days | |
| 2682 Headwind Court, Belmont NC | 1 mi | $829,867 | days | |
| 2720 Lakefront Drive, Belmont NC | 1.3 mi | $775,000 | days |
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
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| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
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| H.O.A. / Maintenance |
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| Property Insurance |
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| Total Monthly Payment | $20,941 |
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Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
A Courtesy Listing Provided By Soltera Inc
349 Lake Wylie Road, Belmont NC is a 2005 ft2 on a 0.610 acres lot. This is for $725,000. This has 3 bedrooms, 3 baths, and was built in 1973.
Based on information submitted to the MLS GRID as of 2026-05-10 11:21:51 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS.
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