349 Lake Wylie Road, Belmont NC

  • 3 Bed
  • 3 Bath
  • 2005 ft2
  • 0.6 ac

For Sale $725,000

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Remarks:

Experience privacy, functionality, and lakefront living on this beautifully updated waterfront property in Belmont. Situated on approximately 0.61 acres with a gently sloped lot, this home offers direct access to Lake Wylie with a boat house, boat lift, covered dock structure, and floating dock - ideal for year-round enjoyment on the water. This spacious home features 3 bedrooms and 3 full bathrooms, plus two additional finished basement rooms offering flexible use for guests, office, or recreation (not included in septic permit). A fully finished walk-out basement provides additional living space and versatility. The main level offers a comfortable and open layout with a primary suite, multiple living areas, and convenient main-level laundry. Designed for both everyday living and entertaining, the property includes a private, fenced yard with an electric gate, ample parking, and RV access with hookups—perfect for hosting guests or accommodating recreational needs. Outdoor features such as a fire pit, deck, and irrigation system enhance the space’s usability. The home is equipped for self-sufficiency and peace of mind with a whole-home generator and fuel tank. Interior highlights include walk-in closets, abundant storage, and multiple gathering spaces. Located in a quiet cove, enjoy easy access to the main channel while still benefiting from calm waters ideal for swimming and relaxing at your private dock. No HOA and no city taxes provide added flexibility and value. This is a rare opportunity to own a versatile, move-in-ready waterfront property that combines lifestyle, privacy, and functionality—all within close proximity to Belmont, Charlotte, and surrounding amenities.

Exterior Features:

Fire Pit, Dock - Floating, In-Ground Irrigation, Storage

Interior Features:

Attic Other, Cable Prewire, Entrance Foyer, Pantry, Storage, Walk-In Closet(s), Walk-In Pantry

General Information:

List Price: $725,000
Status: For Sale
Bedrooms: 3
Type: Single Family Residence
Approx Sq. Ft.: 2005 sqft
Parking: Driveway, Electric Gate, RV Access/Parking
MLS Number: CAR4367153
Subdivision: None
Bathrooms: 3
Lot Description: Private, River Front, Sloped, Waterfront
Year Built: 1973
Sewer Type: Septic Installed

Assigned Schools:

Elementary: New Hope
Middle: Cramerton
High: South Point (NC)

Price & Sales History

Date Event Price $/SQFT
06-12-2025 Listed $400,000 $200

Nearby Schools

These schools are only nearby your property search, you must confirm exact assigned schools.

School Name Distance Grades Rating
New Hope Elementary School 2 miles KG-05 9
McAdenville Elementary School 4 miles KG-05 3
Berryhill School 4 miles PK-05 4
W A Bess Elementary School 5 miles PK-05 9
Berewick Elementary 5 miles PK-05 4
North Belmont Elementary School 5 miles PK-05 4

Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.

Properties For Sale Nearby

Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.

Street Address Distance Status List Price Days on Market
349 Lake Wylie Road, Belmont NC 0 mi $725,000 days
102 Roxie Lane, Belmont NC 0.8 mi $359,000 days
2682 Headwind Court, Belmont NC 1 mi $829,867 days
2720 Lakefront Drive, Belmont NC 1.3 mi $775,000 days
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Sold Properties Nearby

Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.

Street Address Distance Property Type Sold Price Property Details

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  • Down Payment Amount $990,000
    Mortgage Amount $3,960,000
    Monthly Payment (Principal & Interest Only) $19,480

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    Total Monthly Payment $20,941

    Demographic Data For Zip 28012

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    Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.

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    Property Listing Information

    A Courtesy Listing Provided By Soltera Inc

    349 Lake Wylie Road, Belmont NC is a 2005 ft2 on a 0.610 acres lot. This is for $725,000. This has 3 bedrooms, 3 baths, and was built in 1973.

    Based on information submitted to the MLS GRID as of 2026-05-10 11:21:51 EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Properties displayed may be listed or sold by various participants in the MLS. Click here for more information

    Neither Yates Realty nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.