For Sale $555,000
Discover the opportunity to own 1.32 private waterfront acres on peaceful Duck Cove Road at Lake Wylie. Less than one mile from the new proposed Publix Grocery on New Hope Road, this property offers the perfect balance of privacy, convenience, and natural beauty. Surrounded by nearby prestigious communities, including the luxury homes of McLean and Reflection Pointe, with new off water home communities under construction, you'll enjoy an exceptional location —making this a rare opportunity to create your own waterfront dream home. Whether you're looking to renovate the existing home or live comfortably while planning your custom lakefront residence, this property offers outstanding potential. Tucked away on the Catawba River at Lake Wylie, you'll enjoy a private nature sanctuary where blue herons, egrets, Red-tailed Hawks, and deer are frequent visitors. The calm, glass-like waters provide the perfect setting for morning coffee, kayaking, paddleboarding, fishing, or simply unwinding while surrounded by the beauty of the lake. As the seasons change, the cove offers an ever-changing natural landscape, creating a front-row seat to the beauty and rhythm of Lake Wylie. With no HOA, you'll have the freedom to make the property your own. The generous 1.32-acre homesite provides ample space for your vision while preserving privacy, and the grandfathered dock (in need of repair) offers a connection to the lake that enhances this unique waterfront setting. Rarely does an opportunity combine the privacy of a nature retreat with the convenience of nearby shopping, luxury neighborhoods, and the chance to build a custom waterfront home in one of Lake Wylie's most desirable and rapidly growing areas. Sold AS IS. Septic permit is for two bedrooms. All interior photos are digitally enhanced to remove seller's personal belongings so the photos are for illustrative purposes only, and buyer must verify room conditions. Portions of finished basement are under 7ft in height and are therefore not included in square footage. American Home Shield Warranty is provided.
Storage
| List Price: | $555,000 |
| Status: | For Sale |
| Bedrooms: | 2 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 1304 sqft |
| Parking: | Detached Carport |
| MLS Number: | CAR4405510 |
| Subdivision: | Lake Wylie |
| Bathrooms: | 1 |
| Lot Description: | Waterfront |
| Year Built: | 1974 |
| Sewer Type: | Septic Installed |
| Elementary: | New Hope |
| Middle: | Cramerton |
| High: | South Point (NC) |
| Date | Event | Price | $/SQFT |
| 07-23-2026 | Listed | $555,000 | $426 |
| 10-18-2025 | Listed | $371,490 | $285 |
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| New Hope Elementary School | 1 miles | KG-05 | 9 |
| McAdenville Elementary School | 4 miles | KG-05 | 3 |
| Berryhill School | 4 miles | PK-05 | 4 |
| W A Bess Elementary School | 4 miles | PK-05 | 9 |
| North Belmont Elementary School | 5 miles | PK-05 | 4 |
| Berewick Elementary | 5 miles | PK-05 | 4 |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 146 Duck Cove Road, Belmont NC | 0 mi | $555,000 | days | |
| 349 Lake Wylie Road, Belmont NC | 0.3 mi | $725,000 | days | |
| 1304 Swift Lane, Belmont NC | 0.4 mi | $530,000 | days | |
| 1309 Swift Lane, Belmont NC | 0.4 mi | $524,000 | days | |
| 1664 Swallow Tail Drive, Belmont NC | 0.4 mi | $469,000 | days | |
| 1438 Caracara Court, Belmont NC | 0.4 mi | $550,000 | days |
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
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| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
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| H.O.A. / Maintenance |
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| Property Insurance |
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| Total Monthly Payment | $20,941 |
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Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
A Courtesy Listing Provided By Lake Homes Realty LLC
146 Duck Cove Road, Belmont NC is a 1304 ft2 on a 1.320 acres lot. This is for $555,000. This has 2 bedrooms, 1 baths, and was built in 1974.
Based on information submitted to the MLS GRID as of 2026-07-23 14:20:04 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS.
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