For Sale $489,000
Less than a mile from the heart of Downtown Belmont, this thoughtfully designed home combines modern style with an easy, functional layout. The open floor plan is perfect for everyday living and entertaining, centered around a beautiful kitchen with custom cabinetry, an oversized island, and plenty of storage. Tray ceilings, stylish finishes, and modern fixtures add character throughout the main living space. The primary suite offers a relaxing retreat with a spacious walk-in closet, soaking tub, and beautifully tiled shower. Step outside to a covered rear porch overlooking the fenced backyard—an ideal space to unwind or host friends. The finished two-car garage with epoxy floors adds extra flexibility for storage, hobbies, or a workout space. Enjoy the rare opportunity to live so close to the restaurants, breweries, shops, and charm of Downtown Belmont. You don't want to miss this one!
| List Price: | $489,000 |
| Status: | For Sale |
| Bedrooms: | 3 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 1689 sqft |
| Parking: | Driveway, Attached Garage, Garage Faces Side |
| MLS Number: | CAR4354879 |
| Subdivision: | Reid Park |
| Bathrooms: | 2 |
| Year Built: | 2020 |
| Sewer Type: | Public Sewer |
| Elementary: | Belmont Central |
| Middle: | Belmont |
| High: | South Point (NC) |
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| McAdenville Elementary School | 2 miles | KG-05 | 3 |
| North Belmont Elementary School | 2 miles | PK-05 | 4 |
| Catawba Heights Elementary School | 2 miles | PK-05 | 4 |
| Lowell Elementary School | 3 miles | KG-05 | 6 |
| New Hope Elementary School | 3 miles | KG-05 | 9 |
| Ida Rankin Elementary School | 4 miles | PK-05 | 6 |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 320 Elm Street, Belmont NC | 0 mi | $489,000 | days | |
| 311 Todd Street, Belmont NC | 0.1 mi | $260,000 | days | |
| 203 Sacco Street, Belmont NC | 0.1 mi | $299,995 | days | |
| 302 Lincoln Street, Belmont NC | 0.2 mi | $600,000 | days | |
| 214 Cedar Street, Belmont NC | 0.2 mi | $645,000 | days | |
| 211 Cedar Street, Belmont NC | 0.2 mi | $499,000 | days |
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
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| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
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| H.O.A. / Maintenance |
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| Property Insurance |
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| Total Monthly Payment | $20,941 |
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Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
A Courtesy Listing Provided By EXP Realty LLC Ballantyne
320 Elm Street, Belmont NC is a 1689 ft2 on a 0.270 acres Appraisal lot. This is for $489,000. This has 3 bedrooms, 2 baths, and was built in 2020.
Based on information submitted to the MLS GRID as of 2026-06-10 10:50:52 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS.
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