For Sale $499,000
Welcome home to this modern two-story beauty walking distance to historic downtown Belmont. An open floor plan greets you, maximizing space and ambient light across approximately 1,570 square feet of living area. This home boasts a spacious living room with a cozy natural gas fireplace, perfect for relaxing evenings. The modern kitchen is equipped with stainless steel appliances, granite countertops, and a sleek and stylish Island space. The property also features a large, professionally landscaped fenced backyard, ideal for outdoor activities and gardening enthusiasts. Oak trees and magnolias add seasonal interest, a perfect place to relax year-round. A standout feature is the detached custom built 120-square-foot "shoffice," perfect for remote work, equipped with mini-split heat & AC, dedicated electrical, hardwired ethernet. The spacious patio and backyard are ideal for outdoor entertaining. Listed at $499,000, the home is ideally situated just one block from Rocky Branch Park with nature trails, and minutes from Downtown Belmont's vibrant coffee shops, dining, shopping, festivals and entertainment scene.
Other - See Remarks
Attic Other, Attic Walk In, Kitchen Island, Open Floorplan, Storage, Walk-In Pantry
| List Price: | $499,000 |
| Status: | For Sale |
| Bedrooms: | 3 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 1150 sqft |
| Parking: | Driveway |
| MLS Number: | CAR4402428 |
| Subdivision: | None |
| Style: | Modern |
| Bathrooms: | 3 |
| Lot Description: | Rolling Slope, Wooded, Other - See Remarks |
| Year Built: | 2021 |
| Sewer Type: | Public Sewer |
| Elementary: | Belmont Central |
| Middle: | Belmont |
| High: | South Point (NC) |
| Date | Event | Price | $/SQFT |
| 07-23-2026 | Price Decrease | $499,000-3.11% | $434 |
| 07-22-2026 | Listed | $515,000 | $448 |
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| McAdenville Elementary School | 2 miles | KG-05 | 3 |
| North Belmont Elementary School | 2 miles | PK-05 | 4 |
| Catawba Heights Elementary School | 2 miles | PK-05 | 4 |
| New Hope Elementary School | 3 miles | KG-05 | 9 |
| Lowell Elementary School | 3 miles | KG-05 | 6 |
| Ida Rankin Elementary School | 4 miles | PK-05 | 6 |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 306 Clay Street, Belmont NC | 0 mi | $499,000 | days | |
| 307 Clay Street, Belmont NC | 0 mi | $220,000 | days | |
| 203 Sacco Street, Belmont NC | 0.1 mi | $295,000 | days | |
| 217 Todd Street, Belmont NC | 0.1 mi | $315,000 | days | |
| 311 Todd Street, Belmont NC | 0.1 mi | $260,000 | days | |
| 320 Elm Street, Belmont NC | 0.1 mi | $489,000 | days |
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
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| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
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| Property Insurance |
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| Total Monthly Payment | $20,941 |
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Transportation to Work |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
A Courtesy Listing Provided By Howard Hanna Beverly-Hanks Freestone Properties
306 Clay Street, Belmont NC is a 1150 ft2 on a 0.140 acres lot. This is for $499,000. This has 3 bedrooms, 3 baths, and was built in 2021.
Based on information submitted to the MLS GRID as of 2026-07-22 12:58:11 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS.
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