21520 Rio Oro Drive, Cornelius NC

  • 4 Bed
  • 5 Bath
  • 2126 ft2
  • 0.2 ac

For Sale $3,499,500

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Remarks:

Experience lakeside luxury at its finest in this architecturally crafted Custom Home, featuring pristine shoreline and panoramic open-water views. Thoughtfully designed for both comfort and style, this residence offers a seamless blend of modern sophistication and natural beauty. An open floor plan with 10-foot ceilings and engineered white oak floors throughout creates a bright, airy flow, perfectly complemented by oversized windows and stacked sliding doors that blur the line between indoor and outdoor living. The Gourmet Kitchen is a chef’s dream, showcasing Hi-end Monogram appliances, Walk-In Scullery/Pantry w/ additional dishwasher & sink, an oversized island with panel-ready finishes, undermount lighting, and custom cabinetry that continues throughout the home for a cohesive, elegant aesthetic. The Primary suite, located on the main level, impresses with a vaulted ceiling, dual-zone climate control, and open water views. The Primary ensuite bath features separate oversized vanities with quartz countertops and premium fixtures, oversized walk in shower w/ dual shower heads and frameless glass, with a connection straight to the walk in closet and laundry. Waterfront views from the Great Room create a seamless transition to the outdoor living area. The open-concept Great Room is centered around a custom built fireplace w/ designer cast stone surround, Built-in media wall with integrated sound system, and expansive stacked sliding glass doors opening to the covered patio. Each Bedroom is a private retreat, featuring a walk-in closet and ensuite custom bathrooms, and an oversized loft/bonus for ultimate comfort and convenience upstairs. Interior living space offers Custom Lighting, Sonos whole-home audio and Eero Network system for seamless connectivity, oversized stacked sliders and windows framing a stunning water view, and custom Cabinetry and detailed Millwork throughout. Covered outdoor living space includes Isokern ventless fireplace, In-ceiling heaters, Integrated AV system, Outdoor Kitchen featuring Bull appliances and Quartzite countertops Additional home highlights include a whole-home AV package, offering seamless smart home integration and immersive entertainment throughout, High-Efficiency HVAC and Insulation package, Premium window and door systems for energy performance & sound reduction, Designer hardware and finishes throughout every space, and a large dropzone adjacent to the garage entrance. From its thoughtful craftsmanship to its breathtaking views, this home redefines waterfront living — blending timeless design, modern innovation, and effortless luxury in every detail. Lot is impervious exempt and a pool can be put in by buyers (Potential Pool Plan is in mls attachments) and the pool plan is in place with gas and electrical utilities pre-installed in the home already.

Interior Features:

Drop Zone, Entrance Foyer, Garden Tub, Kitchen Island, Open Floorplan, Walk-In Closet(s), Walk-In Pantry

General Information:

List Price: $3,499,500
Status: For Sale
Bedrooms: 4
Type: Single Family Residence
Approx Sq. Ft.: 2126 sqft
Parking: Driveway, Attached Garage, Garage Faces Side
MLS Number: CAR4318718
Subdivision: Bahia Bay
Style: Modern
Bathrooms: 5
Lot Description: Waterfront
Year Built: 2025
Sewer Type: Public Sewer

Assigned Schools:

Elementary: Cornelius
Middle: Bailey
High: William Amos Hough

Price & Sales History

Date Event Price $/SQFT
11-18-2025 Listed $3,499,500 $1,647

Nearby Schools

These schools are only nearby your property search, you must confirm exact assigned schools.

School Name Distance Grades Rating
Cornelius Elementary 2 miles KG-05 8
Community School of Davidson 2 miles KG-06 10
Davidson Elementary 2 miles KG-05 10
J.V. Washam Elementary 2 miles KG-05 8
Langtree Charter Academy 3 miles KG-06 9
Thunderbird Preparatory School 4 miles KG-05 6

Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.

Properties For Sale Nearby

Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.

Street Address Distance Status List Price Days on Market
21520 Rio Oro Drive, Cornelius NC 0 mi $3,499,500 days
21528 Rio Oro Drive, Cornelius NC 0 mi $949,900 days
21610 Rio Oro Drive, Cornelius NC 0.1 mi $1,999,900 days
21614 Colina Drive, Cornelius NC 0.2 mi $385,000 days
21305 Sandy Cove Road, Cornelius NC 0.3 mi $1,425,000 days
21907 Torrence Chapel Road, Cornelius NC 0.3 mi $600,000 days
1 to 6 of 85 Result

Sold Properties Nearby

Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.

Street Address Distance Property Type Sold Price Property Details

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  • Down Payment Amount $990,000
    Mortgage Amount $3,960,000
    Monthly Payment (Principal & Interest Only) $19,480

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    Total Monthly Payment $20,941

    Demographic Data For Zip 28031

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    Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.

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    Property Listing Information

    A Courtesy Listing Provided By Keller Williams Lake Norman

    21520 Rio Oro Drive, Cornelius NC is a 2126 ft2 on a 0.230 acres lot. This is for $3,499,500. This has 4 bedrooms, 5 baths, and was built in 2025.

    Based on information submitted to the MLS GRID as of 2025-11-18 10:31:46 EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Properties displayed may be listed or sold by various participants in the MLS. Click here for more information

    Neither Yates Realty nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.