For Sale $1,279,900
Welcome to your peaceful waterfront retreat with a minimal HOA, tucked away in a quiet cove in the heart of Cornelius and just minutes from the Cain Center for the Arts, shopping, dining, breweries, and parks. A rare and valuable feature, the private pier and dock can accommodate two boats, offering easy access to Lake Norman’s main channel and elevating this property into a true lakefront escape. Stepping inside there is a bright & airy, open plan with nice flow! The upgraded kitchen features quartz countertops, a large island with storage, abundant cabinetry, stainless steel appliances (refrigerator included), double ovens, a five-burner gas cooktop, tile backsplash, and upgraded lighting—perfect for everyday living and entertaining. The light-filled great room offers comfortable living with a ceiling fan/light and seamless access to the deck, creating effortless indoor-outdoor flow with peaceful lake views. The primary suite provides a private retreat with recessed lighting, ceiling fan, private deck access, walk-in closet, and private bath featuring a dual vanity, tiled shower, and soaking garden tub. This home offers a tremendous amount of storage (including a storage shed). An expansive covered deck with a covered portion & step down to a large paver patio with fire pit, invites relaxation at any time of day, while the private dock provides open views toward the main channel, ideal for enjoying the lake lifestyle.
Fire Pit, In-Ground Irrigation
Built-in Features, Drop Zone, Garden Tub, Kitchen Island, Open Floorplan, Split Bedroom, Storage, Walk-In Closet(s)
| List Price: | $1,279,900 |
| Status: | For Sale |
| Bedrooms: | 3 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 2022 sqft |
| Parking: | Driveway |
| MLS Number: | CAR4326839 |
| Subdivision: | Bahia Bay |
| Style: | Transitional |
| Bathrooms: | 2 |
| Lot Description: | Wooded, Views, Waterfront |
| Year Built: | 1979 |
| Sewer Type: | Public Sewer |
| Elementary: | Cornelius |
| Middle: | Bailey |
| High: | William Amos Hough |
| Date | Event | Price | $/SQFT |
| 12-13-2025 | Listed | $1,279,900 | $633 |
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| Cornelius Elementary | 2 miles | KG-05 | 8 |
| Community School of Davidson | 2 miles | KG-06 | 10 |
| Davidson Elementary | 2 miles | KG-05 | 10 |
| J.V. Washam Elementary | 2 miles | KG-05 | 8 |
| Langtree Charter Academy | 3 miles | KG-06 | 9 |
| Thunderbird Preparatory School | 4 miles | KG-05 | 6 |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 21200 Rio Oro Drive, Cornelius NC | 0 mi | $1,279,900 | days | |
| 21614 Colina Drive, Cornelius NC | 0.1 mi | $385,000 | days | |
| 20615 Rio Oro Drive, Cornelius NC | 0.2 mi | $950,000 | days | |
| 22025 Torrence Chapel Road, Cornelius NC | 0.2 mi | $450,000 | days | |
| 20840 Sierra Vista Drive, Cornelius NC | 0.2 mi | $435,000 | days | |
| 21907 Torrence Chapel Road, Cornelius NC | 0.2 mi | $600,000 | days |
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
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| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
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| H.O.A. / Maintenance |
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| Property Insurance |
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| Total Monthly Payment | $20,941 |
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Transportation to Work |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
A Courtesy Listing Provided By Keller Williams Lake Norman
21200 Rio Oro Drive, Cornelius NC is a 2022 ft2 on a 0.220 acres lot. This is for $1,279,900. This has 3 bedrooms, 2 baths, and was built in 1979.
Based on information submitted to the MLS GRID as of 2025-12-13 12:05:50 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
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