For Sale $315,000
Imagine settling onto an expansive deck while a nearby stream supplies the soundtrack this inviting three bedroom, two bathroom home in the desirable South Toe Valley turns that daydream into an everyday pleasure. Set back with private access from White Oak Road, it offers a welcome sense of retreat without making arrival an adventure. Designed for comfortable one-level living, the home is filled with windows that draw natural light throughout. The practical layout keeps bedrooms and baths conveniently arranged on a single floor, while the generous deck gives you ample room to read, dine, entertain, or simply listen to the water on a cool afternoon. It is the sort of outdoor space where one cup of coffee can mysteriously become two. Unrestricted use adds valuable flexibility, whether your plans include gardening, a few chickens, or shaping the property around your own mountain lifestyle. Beyond the homesite, United States Forest lands place hiking opportunities close by. Toe River Crafts and the celebrated Toe River Art Tour bring regional creativity into the neighborhood, while Celo Health Center adds a practical nearby convenience. Scenic outings are easy to plan, with Blue Ridge Parkway access and Little Switzerland within reach. At an appealing price point, this property brings together privacy, natural beauty, and useful flexibility, a compelling combination for a full-time home or mountain getaway. Come experience the deck, hear the stream, and decide whether South Toe Valley feels like your next chapter. Pre-listing home inspection available with most all repairs completed.
| List Price: | $315,000 |
| Status: | For Sale |
| Bedrooms: | 3 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 1456 sqft |
| Parking: | Driveway |
| MLS Number: | CAR4420651 |
| Subdivision: | NONE |
| Style: | Ranch |
| Bathrooms: | 2 |
| Lot Description: | Creek Front, Private |
| Year Built: | 2010 |
| Sewer Type: | Septic Installed |
| Elementary: | South Toe |
| Middle: | Unspecified |
| High: | Unspecified |
| Date | Event | Price | $/SQFT |
| 09-01-2026 | Listed | $315,000 | $217 |
| 01-15-2026 | Price Decrease | $190,000-7.32% | $131 |
| 11-21-2025 | Listed | $205,000 | $141 |
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| South Toe Elementary | 1 miles | KG-05 | 9 |
| Micaville Elementary | 5 miles | KG-05 | 9 |
| Burnsville Elementary | 6 miles | KG-05 | 5 |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 195 Banjo Branch Road, Burnsville NC | 0 mi | $315,000 | days | |
| 360 Banjo Branch Road, Burnsville NC | 0.1 mi | $625,000 | days | |
| 219 Raven Rock Lane, Burnsville NC | 0.5 mi | $345,000 | days | |
| 1879 White Oak Road, Burnsville NC | 0.5 mi | $275,000 | days | |
| 262 Little Pond Drive, Burnsville NC | 0.5 mi | $239,900 | days | |
| 60 Persimmons Lane, Burnsville NC | 0.7 mi | $299,999 | days |
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
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| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
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| H.O.A. / Maintenance |
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| Property Insurance |
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| Total Monthly Payment | $20,941 |
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Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
A Courtesy Listing Provided By Dream Mountain Realty
195 Banjo Branch Road, Burnsville NC is a 1456 ft2 on a 0.770 acres lot. This is for $315,000. This has 3 bedrooms, 2 baths, and was built in 2010.
Based on information submitted to the MLS GRID as of 2026-09-01 23:50:07 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS.
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