16631 Harbor View Road, Charlotte NC
- 3 Bed
- 4 Bath
- 2267 ft2
- 1.5 ac
For Sale $1,450,000
Remarks:
Set along the peaceful shores of Lake Wylie just minutes from Charlotte, this rare waterfront estate offers the increasingly hard-to-find combination of private lakefront living with effortless access to the city. Tucked inside a quiet, protected cove with calm, usable water and beautiful main-channel sunset views, the property delivers an exceptional setting for both everyday living and weekend entertaining. The main residence sits on 1.53 secluded acres, with the opportunity to incorporate additional parcels bringing the potential total to approximately 4.97 acres of contiguous waterfront land, creating even greater privacy and long-term flexibility. Large-acreage waterfront properties this close to Charlotte are becoming increasingly scarce, making this a unique lifestyle and investment opportunity. Inside, a welcoming foyer opens to expansive living areas defined by soaring ceilings, grand stone fireplaces, and walls of windows that frame the surrounding water and wooded views. The main-level primary suite is privately positioned and generously scaled, featuring custom built-ins, sweeping lake views, and direct access to the covered rear deck—an ideal setting for a future hot tub or screened outdoor retreat. Secondary bedrooms are thoughtfully placed for privacy, while multiple flex spaces allow for executive home offices, media rooms, fitness studios, or creative spaces. The lower level provides substantial storage perfectly suited for paddleboards, boating equipment, and all the essentials of lake living. Outdoor spaces are designed to maximize the waterfront setting, including a wraparound deck, screened porch, and lower-level patio that seamlessly extend the living areas outdoors. The private dock offers covered boat storage and a swim platform, making it easy to enjoy Lake Wylie’s boating, swimming, and sunset cruising just steps from the home. Additional features include a powered detached shed ideal for a workshop, parking for 15+ vehicles, a whole-house generator, and major mechanical updates with HVAC systems and water heater replaced approximately four years ago. Whether preserved as a private waterfront retreat, expanded into a multigenerational family compound, or explored for future development potential, the scale, location, and water access of this property create a rare opportunity within minutes of Charlotte. Optional membership opportunities are available at The Palisades Country Club, adding golf, dining, and lifestyle amenities nearby. Conceptual renderings illustrating potential development on the adjacent parcels are available to help visualize the possibilities for this extraordinary Lake Wylie property.
Exterior Features:
Dock - Floating, In-Ground Irrigation, Storage
Interior Features:
Kitchen Island, Walk-In Closet(s), Wet Bar
General Information:
| List Price: | $1,450,000 |
| Status: | For Sale |
| Bedrooms: | 3 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 2267 sqft |
| Parking: | Driveway, Attached Garage, Garage Door Opener, Garage Faces Side, Keypad Entry |
| MLS Number: | CAR4345664 |
| Subdivision: | None |
| Bathrooms: | 4 |
| Lot Description: | Private, Wooded, Waterfront |
| Year Built: | 1986 |
| Sewer Type: | Septic Installed, Sewage Pump |
Assigned Schools:
| Elementary: | Palisades Park |
| Middle: | Southwest |
| High: | Palisades |
Price & Sales History
| Date | Event | Price | $/SQFT |
| 03-21-2026 | Listed | $499,000 | $221 |
| 12-04-2025 | Price Decrease | $379,900-2.56% | $168 |
| 08-19-2025 | Price Decrease | $389,900-2.50% | $172 |
| 05-11-2025 | Listed | $399,900 | $177 |
Nearby Schools
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| Palisades Park Elementary | 3 miles | KG-05 | 9 |
| River Gate Elementary | 5 miles | KG-05 | 7 |
| Steele Creek Elementary | 8 miles | KG-05 | 3 |
| Berewick Elementary | 9 miles | PK-05 | 4 |
| Pineville Elementary | 9 miles | KG-05 | 5 |
| W A Bess Elementary School | 10 miles | PK-05 | 9 |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Properties For Sale Nearby
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 16631 Harbor View Road, Charlotte NC | 0 mi | $1,450,000 | days | |
| 16455 Harbor View Road, Charlotte NC | 0.2 mi | $1,400,000 | days | |
| 18140 Kalabash Road, Charlotte NC | 0.2 mi | $1,050,000 | days | |
| 15413 Topanga Drive, Charlotte NC | 0.2 mi | $650,000 | days | |
| 16541 Cozy Cove Road, Charlotte NC | 0.3 mi | $735,000 | days | |
| 19113 Hawk Haven Lane, Charlotte NC | 1.3 mi | $541,500 | days |
Sold Properties Nearby
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
Commute Distance & Time
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Mortgage Calculator
| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
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| Total Monthly Payment | $20,941 |
Demographic Data For Zip 28278
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Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Property Listing Information
A Courtesy Listing Provided By McNulty Realty LLC
16631 Harbor View Road, Charlotte NC is a 2267 ft2 on a 1.530 acres lot. This is for $1,450,000. This has 3 bedrooms, 4 baths, and was built in 1986.
Based on information submitted to the MLS GRID as of 2026-04-21 11:10:55 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS.
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