16312 Cozy Cove Road, Charlotte NC
- 6 Bed
- 7 Bath
- 2979 ft2
- 1.0 ac
For Sale $2,750,000
Remarks:
Tranquil Waterfront Estate with Unmatched Multigenerational Flexibility Positioned on a serene lake cove, this well-maintained 6,200-square-foot residence offers a rare combination of waterfront recreation and sophisticated, flexible living. The main level is anchored by a chef’s kitchen and a dramatic two-story great room featuring a three-sided fireplace, providing a central hub for daily life. The primary suite is conveniently located on the main floor, offering a private retreat with direct access to the home's extensive outdoor living options. Designed for those who require distinct, independent spaces, the property features two separate living quarters. The finished walk-out basement includes a full kitchen, two bedrooms, and two bathrooms, serving as a guest wing or recreation level with easy access to the screened porch and pool. Additionally, a private upstairs apartment offers a third full kitchen, bedroom, and 1.5 baths—ideal for live-in assistance or an in-law suite. Outside, the resort-style backyard features an inground pool and spa overlooking a private dock. Located near the Palisades but free from HOA restrictions, this home provides a quiet retreat with quick access to Charlotte’s dining, medical centers, and the international airport.
Exterior Features:
Fire Pit, Dock - Floating, Gas Grill, In-Ground Irrigation
Interior Features:
Attic Walk In, Cable Prewire, Garden Tub, Kitchen Island, Open Floorplan, Pantry, Split Bedroom, Walk-In Closet(s), Walk-In Pantry
General Information:
| List Price: | $2,750,000 |
| Status: | For Sale |
| Bedrooms: | 6 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 2979 sqft |
| Parking: | Attached Garage, Garage Door Opener, Garage Faces Side, Garage Shop, Golf Cart Garage |
| MLS Number: | CAR4321861 |
| Subdivision: | None |
| Bathrooms: | 7 |
| Lot Description: | Waterfront |
| Year Built: | 2019 |
| Sewer Type: | Public Sewer |
Assigned Schools:
| Elementary: | Unspecified |
| Middle: | Unspecified |
| High: | Unspecified |
Price & Sales History
| Date | Event | Price | $/SQFT |
| 07-08-2026 | Price Decrease | $2,750,000-6.78% | $924 |
| 05-29-2026 | Listed | $2,950,000 | $991 |
| 07-16-2025 | Listed | $355,690 | $120 |
Nearby Schools
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| Palisades Park Elementary | 3 miles | KG-05 | 9 |
| River Gate Elementary | 5 miles | KG-05 | 7 |
| Steele Creek Elementary | 8 miles | KG-05 | 3 |
| Berewick Elementary | 9 miles | PK-05 | 4 |
| Pineville Elementary | 9 miles | KG-05 | 5 |
| W A Bess Elementary School | 10 miles | PK-05 | 9 |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Properties For Sale Nearby
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 16312 Cozy Cove Road, Charlotte NC | 0 mi | $2,750,000 | days | |
| 16631 Harbor View Road, Charlotte NC | 0.1 mi | $1,450,000 | days | |
| 16408 Cozy Cove Road, Charlotte NC | 0.1 mi | $729,900 | days | |
| 17810 Burnt Hickory Drive, Charlotte NC | 0.2 mi | $824,950 | days | |
| 16455 Harbor View Road, Charlotte NC | 0.2 mi | $1,400,000 | days | |
| 18210 Kalabash Road, Charlotte NC | 0.2 mi | $1,250,000 | days |
Sold Properties Nearby
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
Commute Distance & Time
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Mortgage Calculator
| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
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| H.O.A. / Maintenance |
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| Property Insurance |
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| Total Monthly Payment | $20,941 |
Demographic Data For Zip 28278
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Transportation to Work |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Property Listing Information
A Courtesy Listing Provided By COMPASS
16312 Cozy Cove Road, Charlotte NC is a 2979 ft2 on a 1.010 acres lot. This is for $2,750,000. This has 6 bedrooms, 7 baths, and was built in 2019.
Based on information submitted to the MLS GRID as of 2026-05-29 11:21:40 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS.
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