16312 Cozy Cove Road, Charlotte NC
- 6 Bed
- 7 Bath
- 2979 ft2
- 1.0 ac
For Sale $2,750,000
Remarks:
Imagine a home that adapts perfectly to your lifestyle, offering three entirely separate living quarters without sacrificing a drop of luxury or lakefront charm. This 6,200-square-foot residence is a masterclass in versatility, designed specifically for multi-generational living or hosting guests with total independence. The finished walk-out lower level serves as a complete second home with its own full kitchen, two bedrooms, and two bathrooms, while a private upstairs apartment offers a third full kitchen and a dedicated bedroom suite. The lifestyle here revolves around the water. Step outside to a resort-style backyard where an inground pool and spa overlook your private dock, tucked away on a serene lake cove. Whether you’re launching a boat for a sunset cruise or enjoying a quiet morning on the screened porch, the connection to the water is seamless. Inside, the main level acts as a sophisticated central hub. A two-story great room with a three-sided fireplace creates a dramatic focal point, flowing into a chef’s kitchen designed for large-scale entertaining. The primary suite is also conveniently situated on the main floor, offering a secluded retreat with direct access to the expansive outdoor living areas. Located near the Palisades but notably free from HOA restrictions, this property offers a rare sense of privacy and freedom. You’ll enjoy the feeling of a secluded getaway while just a short drive from Charlotte’s premier dining, medical centers, and the international airport. It’s more than just a home; it’s a flexible, waterfront sanctuary built for the way you live today.
Exterior Features:
Fire Pit, Dock - Floating, Gas Grill, In-Ground Irrigation
Interior Features:
Attic Walk In, Cable Prewire, Garden Tub, Kitchen Island, Open Floorplan, Pantry, Split Bedroom, Walk-In Closet(s), Walk-In Pantry
General Information:
| List Price: | $2,750,000 |
| Status: | For Sale |
| Bedrooms: | 6 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 2979 sqft |
| Parking: | Attached Garage, Garage Door Opener, Garage Faces Side, Garage Shop, Golf Cart Garage |
| MLS Number: | CAR4321861 |
| Subdivision: | None |
| Bathrooms: | 7 |
| Lot Description: | Waterfront |
| Year Built: | 2019 |
| Sewer Type: | Public Sewer |
Assigned Schools:
| Elementary: | Unspecified |
| Middle: | Unspecified |
| High: | Unspecified |
Lane Yates
704-232-7238
Broker In Charge
Price & Sales History
| Date | Event | Price | $/SQFT |
| 07-08-2026 | Price Decrease | $2,750,000-6.78% | $924 |
| 05-29-2026 | Listed | $2,950,000 | $991 |
| 07-16-2025 | Listed | $355,690 | $120 |
Nearby Schools
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| Palisades Park Elementary | 3 miles | KG-05 | 9 |
| River Gate Elementary | 5 miles | KG-05 | 7 |
| Steele Creek Elementary | 8 miles | KG-05 | 3 |
| Berewick Elementary | 9 miles | PK-05 | 4 |
| Pineville Elementary | 9 miles | KG-05 | 5 |
| W A Bess Elementary School | 10 miles | PK-05 | 9 |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Properties For Sale Nearby
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 16312 Cozy Cove Road, Charlotte NC | 0 mi | $2,750,000 | days | |
| 16631 Harbor View Road, Charlotte NC | 0.1 mi | $1,450,000 | days | |
| 16408 Cozy Cove Road, Charlotte NC | 0.1 mi | $729,900 | days | |
| 17810 Burnt Hickory Drive, Charlotte NC | 0.2 mi | $824,950 | days | |
| 16455 Harbor View Road, Charlotte NC | 0.2 mi | $1,400,000 | days | |
| 18210 Kalabash Road, Charlotte NC | 0.2 mi | $1,199,000 | days |
Sold Properties Nearby
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
Commute Distance & Time
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| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
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| Total Monthly Payment | $20,941 |
Demographic Data For Zip 28278
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Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Property Listing Information
A Courtesy Listing Provided By COMPASS
16312 Cozy Cove Road, Charlotte NC is a 2979 ft2 on a 1.010 acres lot. This is for $2,750,000. This has 6 bedrooms, 7 baths, and was built in 2019.
Based on information submitted to the MLS GRID as of 2026-05-29 11:21:40 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS.
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Neither Yates Realty nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
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