16312 Cozy Cove Road, Charlotte NC
- 6 Bed
- 7 Bath
- 2979 ft2
- 1.0 ac
For Sale $2,950,000
Remarks:
Nestled on over an acre of prime waterfront property in the coveted Palisades community—without the constraints of an HOA—this stunning retreat offers the perfect balance of privacy and optional access to nearby amenities. Designed for multigenerational living, this one-of-a-kind home is a haven for those seeking luxury, convenience, and seamless indoor-outdoor living. Step outside and prepare to be amazed. Your backyard oasis includes a sparkling PebbleTec pool and spa with a waterfall, LED lighting, and a sunning shelf, all surrounded by gorgeous hardscaping. Imagine evenings by the contemporary fire pit, hosting cookouts with the built-in grill, or simply relaxing while taking in breathtaking views of the lake from your private dock. Multiple outdoor spaces, including a covered porch off the main living area and a generous screened porch on the lower level, provide endless options for entertaining or unwinding. Inside, every detail has been thoughtfully curated. The two-story great room, anchored by a dramatic three-sided floor-to-ceiling stone fireplace, flows effortlessly into the dining area and chef’s kitchen. Here, you’ll find a 36” gas cooktop, double wall ovens, an oversized island with a breakfast bar, and a full-size side-by-side refrigerator and freezer. The main-level primary suite is a sanctuary, offering serene lake views through picture windows and a spa-like bathroom with a rain shower, stand-alone soaking tub, dual vanities, and a walk-in closet. The main level also includes two additional bedrooms with a Jack-and-Jill bath, a powder room, and a spacious laundry/mudroom with a pantry that connects to the three-car garage. Upstairs, you’ll discover a fully appointed apartment with a living room overlooking the lake, a full kitchen, a laundry room, 1.5 baths, and plenty of space. The lower level/basement offers even more versatility, featuring a second two-bedroom, two-bath apartment complete with its own full kitchen and living area. Whether used as a guest suite, rec room, or entertainment hub, it’s designed to adapt to your unique needs. Plus, with over 1,000 square feet of unfinished space and a one-car garage with a workshop, there’s room for a home gym, storage, or all the toys to complement your lakefront lifestyle. This exceptional property is truly a rare find, offering unmatched flexibility and luxury in a serene lakefront setting. Don’t miss the opportunity to make this retreat your forever home!
Exterior Features:
Fire Pit, Dock - Floating, Gas Grill, In-Ground Irrigation
Interior Features:
Attic Walk In, Cable Prewire, Garden Tub, Kitchen Island, Open Floorplan, Pantry, Split Bedroom, Walk-In Closet(s), Walk-In Pantry
General Information:
| List Price: | $2,950,000 |
| Status: | For Sale |
| Bedrooms: | 6 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 2979 sqft |
| Parking: | Attached Garage, Garage Door Opener, Garage Faces Side, Garage Shop, Golf Cart Garage |
| MLS Number: | CAR4321861 |
| Subdivision: | None |
| Bathrooms: | 7 |
| Lot Description: | Waterfront |
| Year Built: | 2019 |
| Sewer Type: | Public Sewer |
Assigned Schools:
| Elementary: | Unspecified |
| Middle: | Unspecified |
| High: | Unspecified |
Price & Sales History
| Date | Event | Price | $/SQFT |
| 05-29-2026 | Listed | $2,950,000 | $991 |
| 07-16-2025 | Listed | $355,690 | $120 |
Nearby Schools
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| Palisades Park Elementary | 3 miles | KG-05 | 9 |
| River Gate Elementary | 5 miles | KG-05 | 7 |
| Steele Creek Elementary | 8 miles | KG-05 | 3 |
| Berewick Elementary | 9 miles | PK-05 | 4 |
| Pineville Elementary | 9 miles | KG-05 | 5 |
| W A Bess Elementary School | 10 miles | PK-05 | 9 |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Properties For Sale Nearby
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 16312 Cozy Cove Road, Charlotte NC | 0 mi | $2,950,000 | days | |
| 16631 Harbor View Road, Charlotte NC | 0.1 mi | $1,450,000 | days | |
| 16408 Cozy Cove Road, Charlotte NC | 0.1 mi | $729,900 | days | |
| 16455 Harbor View Road, Charlotte NC | 0.2 mi | $1,400,000 | days | |
| 18140 Kalabash Road, Charlotte NC | 0.3 mi | $1,050,000 | days | |
| 16541 Cozy Cove Road, Charlotte NC | 0.3 mi | $735,000 | days |
Sold Properties Nearby
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
Commute Distance & Time
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Mortgage Calculator
| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
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| Total Monthly Payment | $20,941 |
Demographic Data For Zip 28278
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Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Property Listing Information
A Courtesy Listing Provided By COMPASS
16312 Cozy Cove Road, Charlotte NC is a 2979 ft2 on a 1.010 acres lot. This is for $2,950,000. This has 6 bedrooms, 7 baths, and was built in 2019.
Based on information submitted to the MLS GRID as of 2026-05-29 11:21:40 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS.
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