For Sale $5,499,000
Presenting the most exquisite turnkey modern mountain home, fully renovated and newly constructed! Perfectly located on the highly desired but rarely available Lake Cardinal within the exclusive Lake Toxaway Estates, just minutes from the Lake Toxaway Country Club, Golf Course, marina, and the Greystone Inn! Curated by a top-notch design build team, quality and attention to detail are evident throughout this stunning home! The 1st floor features a graceful double door entry with views straight through to the lake. The open floorplan includes walls of windows with unobstructed water views, an incredible Great Rm with 16'+ vaulted ceilings, stone fireplace, beamed ceiling, and access to the large, covered deck with fireplace and outdoor grilling station! The chef's Kitchen will delight with Quartz counters, Thermador appliances, and oversized island. Gather in front of the cozy Hearth Rm fireplace and still be part of all the activity. The luxurious Owners Suite offers utopian lake views, a Sitting area, custom spa Bath, and walk-in Closet! Access to the 2 car Garage, Pantry / Laundry Center, firepit Deck, and 1/2 Bath complete the main level. Upstairs you will find 2 Ensuite Bed Rms, each with gorgeous Baths, along with a Loft area, perfect for reading or an Office, all with exceptional Lake Cardinal views! Downstairs is a huge Family Rm with Bar, and access to 2 other Decks. There is a perfect Flex space or Den with full Bath, a lower level Kitchen with outdoor access, and 1/2 Bath. Another 2-car tandem Garage (4 car total) and lots of storage space round out the Lower Level. The site boasts over 150' of waterfront access through the landscaped paths to the dock. Nestled on 1.8 acres, the 65 acre Lake Cardinal offers the most spectacular lakefront experience, with just a few homes, where you will enjoy peace and tranquility. Take advantage of the Lake Toxaway Marine Yacht Club to enjoy easy boating without the expense or maintenance of owning your own! Updates include new mechanicals, roof, windows, appliances, cabinetry, trim, decks, lighting and flooring. Home can be purchased complete with all new designer furnishings. Adjacent 2.5 acre building site complete with 4 Bed Rm approved septic and lake access also available. Membership to Lake Toxaway Country Club through application and availability.
Fire Pit, Dock - Floating, Gas Grill
Entrance Foyer, Garden Tub, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
| List Price: | $5,499,000 |
| Status: | For Sale |
| Bedrooms: | 3 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 2537 sqft |
| Parking: | Circular Driveway, Attached Garage, Garage Door Opener, Garage Faces Front, Garage Faces Side, Golf Cart Garage, Keypad Entry, Tandem |
| MLS Number: | CAR4376336 |
| Subdivision: | Lake Toxaway Estates |
| Style: | Transitional |
| Bathrooms: | 6 |
| Lot Description: | Cul-De-Sac, Sloped, Wooded, Views, Waterfront |
| Year Built: | 1988 |
| Sewer Type: | Private Sewer |
| Elementary: | T.C. Henderson |
| Middle: | Rosman |
| High: | Rosman |
| Date | Event | Price | $/SQFT |
| 06-24-2026 | Listed | $5,499,000 | $2,168 |
| 11-03-2025 | Price Decrease | $850,000-2.86% | $336 |
| 08-21-2025 | Listed | $875,000 | $345 |
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| T C Henderson Elementary | 4 miles | KG-05 | 9 |
| Rosman Elementary | 8 miles | KG-05 | 8 |
| Summit Charter School | 9 miles | KG-06 | 8 |
| Blue Ridge School | 9 miles | KG-06 | 2 |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 95 Cardinal Trace, Lake Toxaway NC | 0 mi | $5,499,000 | days | |
| 228 Mills Creek Trace, Lake Toxaway NC | 0.3 mi | $2,975,000 | days | |
| 2235 Cold Mountain Road, Lake Toxaway NC | 0.5 mi | $6,500,000 | days | |
| 341 Mills Creek Point, Lake Toxaway NC | 0.5 mi | $6,950,000 | days | |
| 46 Mills Creek Drive, Lake Toxaway NC | 0.6 mi | $3,450,000 | days | |
| 562 Panther Ridge Road, Lake Toxaway NC | 0.6 mi | $1,695,000 | days |
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
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| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
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| Property Insurance |
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| Total Monthly Payment | $20,941 |
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Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
A Courtesy Listing Provided By Coldwell Banker Advantage
95 Cardinal Trace, Lake Toxaway NC is a 2537 ft2 on a 1.820 acres lot. This is for $5,499,000. This has 3 bedrooms, 6 baths, and was built in 1988.
Based on information submitted to the MLS GRID as of 2026-06-24 09:41:50 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS.
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