5401 Mountain Point Lane, Charlotte NC

  • 4 Bed
  • 4 Bath
  • 1497 ft2
  • 1.6 ac

For Sale $1,899,000

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Remarks:

There are homes you purchase, and then there are homes you experience. From the moment you turn onto Mountain Point Lane, the canopy of trees opens to reveal sparkling water, setting the stage for a property unlike any other on Mountain Island Lake. Rather than asking you to imagine the lifestyle, this home simply lets you enjoy it. Thoughtfully designed for everyday comfort and unforgettable entertaining, every detail has been carefully curated to embrace waterfront living. One of this estate's most remarkable features is its extraordinary view that seems to span almost 220 degrees. Panoramic vistas stretch across open water toward more than 1,500 acres of the Latta Nature Preserve—permanently protected land that preserves the natural beauty of the shoreline for generations to come. It's a rare opportunity to enjoy an ever-changing landscape of water, wildlife, and mature hardwoods with the confidence that the scenery will remain beautifully untouched. Step outside and discover a private retreat designed for both relaxation and entertaining. The heated saltwater gunite pool and hot tub feature expansive walk-in entry steps, creating an inviting place to unwind. Gas fire features frame the swim-up bar with submerged seating, while the spacious pool bath, complete with dual showers and elegant granite finishes, allows guests to comfortably enjoy the outdoor spaces all day. Entertaining is effortless with two fully equipped outdoor kitchens. The lakeside kitchen features a gas griddle, commercial hood, warming drawers, and a generous prep area ideal for hosting family gatherings or larger celebrations. A second poolside kitchen keeps refreshments and casual meals close at hand. Complementing these spaces are a charming guest cabana with its own kitchenette, a gazebo with tranquil water features, a wood-burning fire pit, an outdoor shower, and beautifully maintained herb and flower gardens that complete the outdoor experience. The newly constructed double-decker dock extends the living space onto the lake itself. Built with Trex-style composite materials and featuring a waterproof Gutter Deck upper level that stays comfortable underfoot, it offers the perfect setting for morning coffee, sunset gatherings, or simply taking in the view. A 10,000-pound boat lift, Rotomag jet ski lift, extra-wide stairs for kayaks and paddleboards, and a paved golf cart path provide convenient access to the water, while a lakeside porch swing creates one more peaceful place to enjoy the surroundings. Inside, the home balances timeless style with everyday functionality. The chef's kitchen opens to a warm and inviting great room featuring artisan-bleached stonework and a whitewashed shiplap ceiling. The flowing floor plan connects four bedrooms, three-and-a-half baths, and 3,239 square feet of thoughtfully designed living space, creating an atmosphere that is both refined and welcoming. Set on 1.61 private acres with a desirable rectangular lot and a three-car garage, 5401 Mountain Point Lane offers a combination of location, amenities, and protected waterfront views that is increasingly difficult to find. The extensive outdoor features—including the pool, dock, boat and jet ski lifts, dual outdoor kitchens, cabana, gazebo, and professionally designed entertaining spaces—create a property that offers exceptional value and a lifestyle unlike most available on Mountain Island Lake. This is a home best appreciated in person. Schedule your tour today and experience everything this remarkable waterfront estate has to offer.

Exterior Features:

Fire Pit, Dock - Floating, In-Ground Hot Tub / Spa, In-Ground Irrigation, Outdoor Kitchen, Storage

Interior Features:

Open Floorplan, Walk-In Closet(s)

General Information:

List Price: $1,899,000
Status: For Sale
Bedrooms: 4
Type: Single Family Residence
Approx Sq. Ft.: 1497 sqft
Parking: Circular Driveway, Driveway, Electric Gate, Attached Garage, Garage Door Opener, Garage Faces Side, Keypad Entry
MLS Number: CAR4341424
Subdivision: Mountain Point
Style: Cape Cod
Bathrooms: 4
Lot Description: Waterfront
Year Built: 1991
Sewer Type: Private Sewer

Assigned Schools:

Elementary: Mountain Island Lake Academy
Middle: Mountain Island Lake Academy
High: Hopewell

Price & Sales History

Date Event Price $/SQFT
07-21-2026 Price Decrease $1,899,000-5.00% $1,269
06-02-2026 Listed $1,999,000 $1,336
02-06-2026 Price Decrease $349,900-2.78% $234
01-03-2026 Relisted $359,900 $241
12-24-2025 Under Contract $359,900 $241
11-09-2025 Relisted $359,900+1.12% $241

Nearby Schools

These schools are only nearby your property search, you must confirm exact assigned schools.

School Name Distance Grades Rating
Trillium Springs Montessori 2 miles PK-05 N/A
Mountain Island Lake Academy 3 miles PK-05 5
Mountain Island Charter School 4 miles KG-06 8
Oakdale Elementary 4 miles KG-05 2
Paw Creek Elementary 4 miles PK-05 4
Hornets Nest Elementary 4 miles PK-05 4

Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.

Properties For Sale Nearby

Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.

Street Address Distance Status List Price Days on Market
5401 Mountain Point Lane, Charlotte NC 0 mi $1,899,000 days
4841 Mountain Point Lane, Charlotte NC 0.2 mi $1,700,000 days
5619 Mountain Point Lane, Charlotte NC 0.3 mi $1,050,000 days
4711 Mountain Point Lane, Charlotte NC 0.4 mi $535,000 days
11902 Mountain Crest Circle, Charlotte NC 0.4 mi $1,200,000 days
Serenity Woods Court, Charlotte NC 0.6 mi $790,900 days
1 to 6 of 17 Result

Sold Properties Nearby

Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.

Street Address Distance Property Type Sold Price Property Details

Commute Distance & Time

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  • Down Payment Amount $990,000
    Mortgage Amount $3,960,000
    Monthly Payment (Principal & Interest Only) $19,480

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    Total Monthly Payment $20,941

    Demographic Data For Zip 28216

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    Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.

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    Property Listing Information

    A Courtesy Listing Provided By Lake Homes Realty LLC

    5401 Mountain Point Lane, Charlotte NC is a 1497 ft2 on a 1.610 acres lot. This is for $1,899,000. This has 4 bedrooms, 4 baths, and was built in 1991.

    Based on information submitted to the MLS GRID as of 2026-06-02 10:25:06 EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Properties displayed may be listed or sold by various participants in the MLS. Click here for more information

    Neither Yates Realty nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.