4634 Harbor View Terrace, Morganton NC
- 3 Bed
- 3 Bath
- 1854 ft2
- 0.8 ac
For Sale $849,000
Remarks:
Welcome to 4634 Harbor View Terrace! This beautifully appointed ranch-style lakefront home offers true main-level living with a finished lower level, blending comfort, space, and exceptional lake views. Featuring three bedrooms (all on main level) and three full bathrooms, the home showcases a mix of hardwood and carpeted floors along with two inviting fireplaces—one in the main living room and another in the lower-level den—creating warm gathering spaces on both levels. The main level includes a dedicated dining room, a spacious kitchen with granite countertops, ample cabinetry, and a charming breakfast nook, all designed to take advantage of the home’s scenic setting. The primary suite serves as a private retreat with lake views, a walk-in closet, a walk-in shower, and a relaxing whirlpool tub, along with private access to the lake-facing deck—perfect for morning coffee or evening sunsets. The finished lower level expands the living space with a bar, an additional bedroom, and a den centered around the second fireplace, with direct exterior access to the lakefront, along with an unfinished bonus room offering generous storage or the opportunity for customization. Step outside to enjoy three expansive lake-facing decks with clear, unobstructed water views—a rare feature no longer permitted on many newer lakefront lots. Nearly every room in the home enjoys a lake view, with the exception of the dining room and one secondary bedroom. Positioned on a wide, protected cove, the property offers beautiful open water views without the disruption of heavy boat traffic, creating a peaceful and enjoyable lakefront experience. Whether swimming in the lake or the neighborhood pool, playing tennis, or heading out on the water, this home delivers the ultimate lake lifestyle. A boat slip is included, making it easy to enjoy everything the lake has to offer. *Take a look at the drone video below!* https://media.zillowmediaexperts.com/sites/eeekpvn/unbranded
General Information:
| List Price: | $849,000 |
| Status: | For Sale |
| Bedrooms: | 3 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 1854 sqft |
| Parking: | Driveway, Attached Garage, Garage Door Opener, Garage Faces Side |
| MLS Number: | CAR4340012 |
| Subdivision: | East Shores |
| Bathrooms: | 3 |
| Lot Description: | Waterfront |
| Year Built: | 1995 |
| Sewer Type: | Septic Installed |
Assigned Schools:
| Elementary: | Glen Alpine |
| Middle: | Table Rock |
| High: | Freedom |
Price & Sales History
| Date | Event | Price | $/SQFT |
| 01-30-2026 | Listed | $849,000 | $458 |
Nearby Schools
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| The New Dimensions School | 8 miles | KG-06 | 7 |
| NC School for the Deaf | 8 miles | KG-06 | N/A |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Properties For Sale Nearby
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 4634 Harbor View Terrace, Morganton NC | 0 mi | $849,000 | days | |
| 4625 Boyd Moore Avenue, Morganton NC | 0.1 mi | $950,000 | days | |
| 4617 Harbor View Terrace, Morganton NC | 0.2 mi | $579,900 | days | |
| 1513 Brentwood Place, Morganton NC | 0.2 mi | $2,499,000 | days | |
| 1634 Watkins Court, Morganton NC | 0.3 mi | $872,500 | days | |
| 1563 Calls Lodge Court, Morganton NC | 0.3 mi | $1,999,900 | days |
Sold Properties Nearby
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
Commute Distance & Time
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Mortgage Calculator
| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
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| Total Monthly Payment | $20,941 |
Demographic Data For Zip 28655
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Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Property Listing Information
A Courtesy Listing Provided By DASH Carolina
4634 Harbor View Terrace, Morganton NC is a 1854 ft2 on a 0.780 acres lot. This is for $849,000. This has 3 bedrooms, 3 baths, and was built in 1995.
Based on information submitted to the MLS GRID as of 2026-01-30 11:55:02 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS.
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