4580 Kiser Island Road, Terrell NC

  • 2 Bed
  • 1 Bath
  • 805 ft2
  • 0.5 ac

For Sale $974,900

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Remarks:

Rare Lake Norman waterfront opportunity with no HOA! Welcome to The Cottage on Osprey Cove, a beautifully renovated 2-BR, 1-BA retreat offering 150 ft of prime shoreline and a spectacular year-round, 1-mile water view. Situated on a beautiful lot on Kiser Island, this move-in-ready cottage blends 1966 classic charm with modern updates, featuring pristine hardwood floors, a 5-year-old roof & HVAC, and stunning sunrises from the living room and primary bedroom. The ultimate outdoor lifestyle awaits on the expansive screened porch and open grilling deck. Boaters will love the 30 ft floating dock with boat slip, water, and power—offering deep, year-round water even at lowest lake levels. The property features exceptional expansion potential. lake-fed irrigation, 360-degree security, and ample parking for an RV/boat trailer. Enjoy quiet, peaceful living but also only minutes from dining, shopping, and top-rated schools.

General Information:

List Price: $974,900
Status: For Sale
Bedrooms: 2
Type: Single Family Residence
Approx Sq. Ft.: 805 sqft
Parking: Driveway, RV Access/Parking
MLS Number: CAR4393376
Subdivision: None
Bathrooms: 1
Lot Description: Waterfront
Year Built: 1966
Sewer Type: Septic Installed

Assigned Schools:

Elementary: Sherrills Ford
Middle: Mills Creek
High: Bandys

Price & Sales History

Date Event Price $/SQFT
08-12-2026 Price Decrease $974,900-2.02% $1,212
06-24-2026 Listed $995,000 $1,237
10-29-2025 Price Decrease $1,198,000-4.16% $1,489
08-21-2025 Listed $1,250,000 $1,553

Nearby Schools

These schools are only nearby your property search, you must confirm exact assigned schools.

School Name Distance Grades Rating
Lake Norman Elementary School 4 miles PK-05 9
Sherrills Ford Elementary 4 miles KG-06 9
Rock Springs Elementary 4 miles PK-05 9
Lakeshore Elementary School 5 miles PK-05 8
Lincoln Charter School 6 miles KG-06 10
Langtree Charter Academy 6 miles KG-06 9

Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.

Properties For Sale Nearby

Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.

Street Address Distance Status List Price Days on Market
4580 Kiser Island Road, Terrell NC 0 mi $974,900 days
8535 Sylvan Drive, Terrell NC 0.1 mi $1,499,000 days
4496 Kiser Island Road, Terrell NC 0.1 mi $1,999,500 days
8445 Timberlake Lane, Terrell NC 0.4 mi $1,250,000 days
8527 Fieldstone Drive, Terrell NC 0.4 mi $1,399,000 days
4848 Kiser Island Road, Terrell NC 0.5 mi $975,000 days
1 to 6 of 16 Result

Sold Properties Nearby

Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.

Street Address Distance Property Type Sold Price Property Details

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  • Down Payment Amount $990,000
    Mortgage Amount $3,960,000
    Monthly Payment (Principal & Interest Only) $19,480

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    Total Monthly Payment $20,941

    Demographic Data For Zip 28682

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    Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.

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    Property Listing Information

    A Courtesy Listing Provided By Lake Life Realty

    4580 Kiser Island Road, Terrell NC is a 805 ft2 on a 0.490 acres lot. This is for $974,900. This has 2 bedrooms, 1 baths, and was built in 1966.

    Based on information submitted to the MLS GRID as of 2026-06-24 11:15:30 EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Properties displayed may be listed or sold by various participants in the MLS. Click here for more information

    Neither Yates Realty nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.