4197 Todd Street, Sherrills Ford NC
- 2 Bed
- 3 Bath
- 1398 ft2
- 0.5 ac
For Sale $995,000
Remarks:
PRICED BELOW APPRAISAL – FULLY FURNISHED– TURNKEY WATERFRONT WITH DOCK + SUNSET VIEWS ON LAKE NORMAN Welcome to a luxury waterfront residence on Lake Norman, offering a rare combination of refined interior upgrades, highly functional outdoor living, An exceptional opportunity to secure a fully furnished, move-in ready waterfront home positioned on open water with a private dock and sunset-facing views—now offered below appraised value. Walk-out lower level offers significant expansion potential—ideal for adding living space, guest suite, or increasing overall value. Property offers potential for future detached garage/guest suite addition (subject to buyer verification and permitting), creating an opportunity to further expand functionality and value. Built in 2018 and significantly upgraded beyond builder standards, this property delivers the rare combination of condition, location, and immediate usability that today’s buyers are searching for. Vaulted ceilings and expansive windows frame wide lake views and fill the open-concept living space with natural light. The kitchen is designed for both everyday living and entertaining, featuring River Marble flooring, upgraded granite, and premium appliances including a Bosch dual-fuel range, warming drawer, Bosch dishwasher, and LG refrigerator. The oversized peninsula creates a seamless flow into the dining and living areas, anchored by a gas fireplace and direct access to a sunroom overlooking the water. Hickory hardwoods extend throughout the main living areas and bedrooms. The primary suite captures lake views and offers functional convenience with direct access to the laundry room. Interior finishes include crown molding, custom window treatments, and well-appointed baths with a soaking tub. Outdoor living is where this property separates itself. A maintenance-free deck with a fully equipped outdoor kitchen and electric awning overlooks the lake, while professionally designed landscaping—with over 100 tons of river rock—creates a polished, low-maintenance setting. A lighted pathway leads to a lakeside patio with fire pit and down to the private dock. The covered dock includes an 8,000 lb boat lift, sun pad, and dual jet ski ports—ideal for immediate lake use or short-term rental income potential. Additional features include a whole-home generator, 10x12 storage building, and walk-in basement with partially finished bath offering expansion potential. No HOA. Offered fully furnished for a true turnkey experience. Ideal as a full-time residence, second home, or investment property with strong rental appeal. Opportunities like this—priced below appraisal, fully furnished, and ready for immediate enjoyment—are limited on Lake Norman. Schedule your showing today.
Exterior Features:
In-Ground Irrigation, Outdoor Kitchen, Storage, Other - See Remarks
Interior Features:
Breakfast Bar, Built-in Features, Kitchen Island, Open Floorplan, Pantry
General Information:
| List Price: | $995,000 |
| Status: | For Sale |
| Bedrooms: | 2 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 1398 sqft |
| Parking: | Driveway |
| MLS Number: | CAR4357732 |
| Subdivision: | Unknown |
| Style: | Cottage |
| Bathrooms: | 3 |
| Lot Description: | Wooded, Waterfront |
| Year Built: | 2017 |
| Sewer Type: | Septic Installed |
Assigned Schools:
| Elementary: | Sherrills Ford |
| Middle: | Mills Creek |
| High: | Bandys |
Price & Sales History
| Date | Event | Price | $/SQFT |
| 06-02-2026 | Listed | $995,000 | $712 |
Nearby Schools
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| Sherrills Ford Elementary | 3 miles | KG-06 | 9 |
| Rock Springs Elementary | 4 miles | PK-05 | 9 |
| Lake Norman Elementary School | 6 miles | PK-05 | 9 |
| Lincoln Charter School | 6 miles | KG-06 | 10 |
| St James Elementary | 7 miles | PK-05 | 9 |
| Lakeshore Elementary School | 7 miles | PK-05 | 8 |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Properties For Sale Nearby
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 4197 Todd Street, Sherrills Ford NC | 0 mi | $995,000 | days | |
| 4278 Harbor Lane, Sherrills Ford NC | 0.1 mi | $369,900 | days | |
| 7335 Broad Wing Lane, Sherrills Ford NC | 0.5 mi | $499,000 | days | |
| 7870 Iron Road, Sherrills Ford NC | 0.5 mi | $355,900 | days | |
| 4155 Slanting Bridge Road, Sherrills Ford NC | 0.5 mi | $350,000 | days | |
| 4326 Morning Mist Drive, Sherrills Ford NC | 0.6 mi | $750,000 | days |
Sold Properties Nearby
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
Commute Distance & Time
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Mortgage Calculator
| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
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| Total Monthly Payment | $20,941 |
Demographic Data For Zip 28673
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Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Property Listing Information
A Courtesy Listing Provided By Mitchell - Forbes Global Properties
4197 Todd Street, Sherrills Ford NC is a 1398 ft2 on a 0.540 acres lot. This is for $995,000. This has 2 bedrooms, 3 baths, and was built in 2017.
Based on information submitted to the MLS GRID as of 2026-06-02 11:11:44 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS.
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