413 Terrace Drive, Chimney Rock NC
- 2 Bed
- 2 Bath
- 734 ft2
- 0.1 ac
For Sale $399,000
Remarks:
Tucked away in the heart of Chimney Rock Village, this charming, updated and cozy 1940s cottage offers the perfect blend of vintage character and modern comfort. Ideally located just above Main Street, the home is approximately 0.4 mile from downtown Chimney Rock and only one mile from Lake Lure Beach, putting shops, restaurants, and outdoor recreation a short stroll away. The updated galley kitchen features butcher block countertops and stainless steel appliances, while the updated full bathroom and refreshed half bathroom add modern convenience. A bright front sunroom provides a welcoming space for relaxing and taking in the surrounding mountain atmosphere. The inviting living room features a gas fireplace, creating a warm and comfortable gathering space, and the main level also offers a convenient laundry nook. Outside, a deck and patio provide room for entertaining or simply enjoying the peaceful mountain setting. Situated on a corner lot with seasonal fall and winter views of Chimney Rock, this two-bedroom cottage is full of charm and versatility. Whether you’re looking for a primary residence, a mountain getaway, or an income-producing short-term rental, this delightful cozy property offers an ideal location and plenty of possibilities.
General Information:
| List Price: | $399,000 |
| Status: | For Sale |
| Bedrooms: | 2 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 734 sqft |
| Parking: | Driveway |
| MLS Number: | CAR4392061 |
| Subdivision: | None |
| Style: | Cabin |
| Bathrooms: | 2 |
| Year Built: | 1940 |
| Sewer Type: | Septic Installed |
Assigned Schools:
| Elementary: | Unspecified |
| Middle: | Unspecified |
| High: | Unspecified |
Price & Sales History
| Date | Event | Price | $/SQFT |
| 10-06-2026 | Listed | $399,000 | $544 |
| 01-13-2026 | Listed | $752,000 | $1,025 |
Nearby Schools
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| Lake Lure Classical Academy | 4 miles | KG-06 | 4 |
| Edneyville Elementary | 9 miles | KG-05 | 4 |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Properties For Sale Nearby
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 413 Terrace Drive, Chimney Rock NC | 0 mi | $399,000 | days | |
| 306 Southside Drive, Chimney Rock NC | 0.1 mi | $725,000 | days | |
| 138 Buddy Lane, Chimney Rock NC | 0.2 mi | $215,000 | days | |
| 186 Sea Wish Way, Lake Lure NC | 0.3 mi | $499,900 | days | |
| 202 Boys Camp Road, Lake Lure NC | 0.4 mi | $374,000 | days | |
| 218 Boys Camp Road, Lake Lure NC | 0.5 mi | $499,000 | days |
Sold Properties Nearby
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
Commute Distance & Time
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Mortgage Calculator
| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
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| Property Insurance |
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| Total Monthly Payment | $20,941 |
Demographic Data For Zip 28720
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Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Property Listing Information
A Courtesy Listing Provided By Mosaic Community Lifestyle Realty
413 Terrace Drive, Chimney Rock NC is a 734 ft2 on a 0.130 acres Appraisal lot. This is for $399,000. This has 2 bedrooms, 2 baths, and was built in 1940.
Based on information submitted to the MLS GRID as of 2026-10-06 22:10:25 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS.
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