406 4th Street, Spencer NC
- 3 Bed
- 2 Bath
- 980 ft2
- 0.1 ac
For Sale $225,900
Remarks:
This beautifully remodeled 3 BD, 2 BA home sits on a desirable corner lot in historic Spencer, NC, and is sure to impress! Renovated in 2025, updates include a new roof, HVAC system, windows, doors, flooring, interior paint, brushed nickel hardware, modern light fixtures, and more. The kitchen features soft-close shaker-style cabinetry, granite countertops, a range/oven with built-in air fryer, recessed lighting, and a spacious pantry with custom shelving. Step out onto the back deck—ideal for grilling or enjoying your morning coffee. The backyard offers both privacy and charm with a combination of picket and privacy fencing. Additional upgrades include newly installed insulation and a 6-mil vapor barrier beneath the home. Enjoy close proximity to local attractions such as the NC Transportation Museum, area parks, the Museum of Dolls, Toys & Miniatures, Spencer’s Little Choo Choo Shop, and a variety of restaurants—all within about a mile. For outdoor enthusiasts, the Yadkin River Park–Spencer Trailhead is just 3.5 miles away. Located in a USDA-eligible area within the heart of Spencer's historic district—this home blends modern comfort with small-town charm.
General Information:
| List Price: | $225,900 |
| Status: | For Sale |
| Bedrooms: | 3 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 980 sqft |
| Parking: | Driveway |
| MLS Number: | CAR4256025 |
| Subdivision: | None |
| Bathrooms: | 2 |
| Lot Description: | Corner Lot |
| Year Built: | 1986 |
| Sewer Type: | Public Sewer |
Assigned Schools:
| Elementary: | Unspecified |
| Middle: | Unspecified |
| High: | Unspecified |
Lane Yates
704-232-7238
Broker In Charge
Price & Sales History
| Date | Event | Price | $/SQFT |
| 10-29-2025 | Under Contract | $225,900-5.84% | $231 |
| 08-12-2025 | Price Decrease | $239,900-3.65% | $245 |
| 07-13-2025 | Listed | $249,000 | $255 |
Nearby Schools
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| North Rowan Elementary School | 1 miles | PK-05 | 1 |
| Elizabeth Hanford Dole Elementary School | 2 miles | PK-05 | 1 |
| Carroll T Overton Elementary School | 2 miles | KG-05 | 1 |
| Harold D Isenberg Elementary | 4 miles | PK-05 | 1 |
| Elizabeth Duncan Koontz Elementary School | 6 miles | KG-05 | 1 |
| Granite Quarry Elementary School | 6 miles | PK-05 | 5 |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Properties For Sale Nearby
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 406 4th Street, Spencer NC | 0 mi | $225,900 | days | |
| 303 Iredell Avenue, Spencer NC | 0 mi | $230,000 | days | |
| 306 Carolina Avenue, Spencer NC | 0 mi | $135,000 | days | |
| 422 Iredell Avenue, Spencer NC | 0.1 mi | $239,900 | days | |
| 510 5th Street, Spencer NC | 0.1 mi | $169,500 | days | |
| 310 Spencer Avenue, Spencer NC | 0.1 mi | $153,000 | days |
Sold Properties Nearby
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
Commute Distance & Time
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| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
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| Total Monthly Payment | $20,941 |
Demographic Data For Zip 28159
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Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Property Listing Information
A Courtesy Listing Provided By Home Realty and Mortgage LLC
406 4th Street, Spencer NC is a 980 ft2 on a 0.140 acres lot. This is for $225,900. This has 3 bedrooms, 2 baths, and was built in 1986.
Based on information submitted to the MLS GRID as of 2025-07-13 11:10:06 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS.
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Neither Yates Realty nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
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