For Sale $850,000
A rare opportunity on Mountain Island Lake, this 1.23-acre waterfront property offers over 450 feet of shoreline with expansive open water views, just 13 miles from Uptown Charlotte. The property includes a private dock and boathouse, providing easy access to boating and water activities. A 947 sq. ft. guest apartment sits above the three-car garage, perfect for visitors. Whether you’re looking to renovate the existing structures or build a custom lakefront estate, this property offers endless potential. With its prime location and sweeping views, it’s the ideal setting to create your private lakeside retreat on one of Charlotte’s most desirable lakes. Properties like this are rarely available offering both privacy and convenience with easy access to it all!
Dock - Floating, In-Ground Irrigation
Breakfast Bar, Kitchen Island, Split Bedroom
| List Price: | $850,000 |
| Status: | For Sale |
| Bedrooms: | 2 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 1886 sqft |
| Parking: | Driveway, Detached Garage |
| MLS Number: | CAR4282822 |
| Subdivision: | Mountain Island Lake |
| Style: | Traditional |
| Bathrooms: | 2 |
| Lot Description: | Views, Waterfront |
| Year Built: | 1965 |
| Sewer Type: | Septic Installed |
| Elementary: | Unspecified |
| Middle: | Unspecified |
| High: | Unspecified |
| Date | Event | Price | $/SQFT |
| 10-14-2025 | Under Contract | $850,000-10.52% | $451 |
| 08-05-2025 | Listed | $949,900 | $504 |
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| Mountain Island Charter School | 1 miles | KG-06 | 8 |
| Pinewood Elementary School | 2 miles | PK-05 | 5 |
| Ida Rankin Elementary School | 4 miles | PK-05 | 6 |
| Mountain Island Lake Academy | 4 miles | PK-05 | 5 |
| Paw Creek Elementary | 4 miles | PK-05 | 4 |
| Trillium Springs Montessori | 5 miles | PK-05 | N/A |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 403 Nivens Cove Road, Mount Holly NC | 0 mi | $850,000 | days | |
| 1713 Mt Isle Harbor Drive, Charlotte NC | 0.5 mi | $799,900 | days | |
| 1900 Mt Isle Harbor Drive, Charlotte NC | 0.7 mi | $549,900 | days | |
| 2624 Mt Isle Harbor Drive, Charlotte NC | 0.7 mi | $749,000 | days | |
| 2501 Mt Isle Harbor Drive, Charlotte NC | 0.8 mi | $1,595,000 | days | |
| 2747 Olympus Drive, Charlotte NC | 0.8 mi | $663,500 | days |
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
Powered by Google Maps
| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
| Property Taxes |
$
|
| H.O.A. / Maintenance |
$
|
| Property Insurance |
$
|
| Total Monthly Payment | $20,941 |
|
Occupancy Types |
|
Transportation to Work |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
A Courtesy Listing Provided By I SHARE REALTY LLC
403 Nivens Cove Road, Mount Holly NC is a 1886 ft2 on a 1.230 acres lot. This is for $850,000. This has 2 bedrooms, 2 baths, and was built in 1965.
Based on information submitted to the MLS GRID as of 2025-08-05 09:36:36 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS.
Click here for more information
Neither Yates Realty nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.