For Sale $825,000
Location, Location, Location: waterfront lot with a floating dock, walkable to downtown Cramerton, Goat Island Park, Carolina Thread Trail. All of this and a full brick 3597 +/- heated square feet home with a BRAND new roof in August 2026. The HVAC was updated in 2021 for the main level and in 2025 in the basement. There are laundry locations on the main level and basement as well, both offering electric or gas dryer availability. The main level has a split bedroom floor plan. The primary suite has a water view, a whirlpool tub and separate shower, walk-in closet. A formal living room as well as a formal dining room offering loads of options for office space, play room or whatever you desire. The kitchen is complete with an updated dishwasher and oven, a breakfast bar, and dining area as well, with a water view. The 2nd bedroom also has a water view as well. In the basement, you will find all kinds of options and lots of space. There is room for everyone in this house! An oversized garage/shop, a billiard room complete with a pool table to remain. A safe will remain. An office or media room with a full bath and a walk-in closet. There is also a large rec room or family room complete with a wet bar and lots of seating. In addition to all of this, there is a ton of floor attic storage and room for possible expansion if needed. Outside, there is landscape lighting throughout the front and back yard, programmed to come on at dusk. The floating dock offers a great area to relax and enjoy your private waterfront oasis! Come check this one out for yourself!!
Dock - Floating
Attic Stairs Pulldown, Breakfast Bar, Kitchen Island, Split Bedroom, Storage, Walk-In Closet(s), Wet Bar, Whirlpool
| List Price: | $825,000 |
| Status: | For Sale |
| Bedrooms: | 3 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 2028 sqft |
| Parking: | Basement, Circular Driveway, Attached Garage, Garage Door Opener, Garage Faces Side |
| MLS Number: | CAR4420913 |
| Subdivision: | Club Colony |
| Bathrooms: | 4 |
| Lot Description: | Waterfront |
| Year Built: | 1999 |
| Sewer Type: | Public Sewer |
| Elementary: | Belmont Central |
| Middle: | Belmont |
| High: | Stuart W Cramer |
| Date | Event | Price | $/SQFT |
| 09-08-2026 | Listed | $825,000 | $407 |
| 01-21-2026 | Price Decrease | $659,000-2.95% | $325 |
| 01-12-2026 | Price Decrease | $679,000-2.86% | $335 |
| 11-26-2025 | Listed | $699,000 | $345 |
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| McAdenville Elementary School | 1 miles | KG-05 | 3 |
| New Hope Elementary School | 2 miles | KG-05 | 9 |
| North Belmont Elementary School | 3 miles | PK-05 | 4 |
| Catawba Heights Elementary School | 3 miles | PK-05 | 4 |
| Lowell Elementary School | 3 miles | KG-05 | 6 |
| Gardner Park Elementary School | 4 miles | PK-05 | 3 |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 401 Armstrong Drive, Belmont NC | 0 mi | $825,000 | days | |
| 13 1st Street, Cramerton NC | 0.3 mi | $325,000 | days | |
| 28 2nd Street, Cramerton NC | 0.4 mi | $259,900 | days | |
| 309 Treeline Drive, Belmont NC | 0.4 mi | $450,000 | days | |
| 103 6th Street, Cramerton NC | 0.4 mi | $260,000 | days | |
| 67 4th Street, Cramerton NC | 0.4 mi | $269,500 | days |
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
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| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
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| Property Insurance |
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| Total Monthly Payment | $20,941 |
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Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
A Courtesy Listing Provided By Moss Realty
401 Armstrong Drive, Belmont NC is a 2028 ft2 on a 1.040 acres lot. This is for $825,000. This has 3 bedrooms, 4 baths, and was built in 1999.
Based on information submitted to the MLS GRID as of 2026-09-08 06:21:40 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS.
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