For Sale $324,900
More than meets the eye: this 2-bed, 1-bath home comes with a detached backyard guest suite with kitchenette and full bath, plus a finished attic bonus room with its own mini-split. Use the suite as a home office, creative studio, or guest retreat. Up the spiral staircase, the attic makes a cozy spot for reading, creating, or a quiet afternoon. Solar panels and an oversized shed for kayaks, bikes, tools, and gear round it out. Within walking distance of the Catawba River and about a mile from downtown Belmont, you’re close to restaurants, shops, parks, public boat and kayak launches, and the Belmont Recreation Center. Uptown Charlotte is about 20 minutes away, depending on traffic, and Charlotte Douglas Airport is an easy drive. Small-town character, river access, and room to spread out at 40 11th St.
Attic Finished
| List Price: | $324,900 |
| Status: | For Sale |
| Bedrooms: | 2 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 976 sqft |
| Parking: | Driveway, On Street |
| MLS Number: | CAR4436294 |
| Subdivision: | Cottonwood |
| Bathrooms: | 1 |
| Lot Description: | Corner Lot |
| Year Built: | 1920 |
| Sewer Type: | Public Sewer |
| Elementary: | Belmont Central |
| Middle: | Belmont |
| High: | South Point (NC) |
| Date | Event | Price | $/SQFT |
| 10-23-2026 | Listed | $324,900 | $333 |
| 02-05-2026 | Listed | $650,000 | $666 |
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| Berryhill School | 2 miles | PK-05 | 4 |
| Catawba Heights Elementary School | 3 miles | PK-05 | 4 |
| North Belmont Elementary School | 3 miles | PK-05 | 4 |
| McAdenville Elementary School | 3 miles | KG-05 | 3 |
| Ida Rankin Elementary School | 4 miles | PK-05 | 6 |
| New Hope Elementary School | 4 miles | KG-05 | 9 |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 40 11th Street, Belmont NC | 0 mi | $324,900 | days | |
| 904 Laye Street, Belmont NC | 0.1 mi | $419,900 | days | |
| 913 Edgemont Avenue, Belmont NC | 0.1 mi | $249,000 | days | |
| 919 Edgemont Avenue, Belmont NC | 0.1 mi | $429,990 | days | |
| 901 Edgemont Avenue, Belmont NC | 0.1 mi | $539,000 | days | |
| 804 Caldwell Street, Belmont NC | 0.2 mi | $298,000 | days |
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
Powered by Google Maps
| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
| Property Taxes |
$
|
| H.O.A. / Maintenance |
$
|
| Property Insurance |
$
|
| Total Monthly Payment | $20,941 |
|
Occupancy Types |
|
Transportation to Work |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
A Courtesy Listing Provided By Armstead Realty Group LLC
40 11th Street, Belmont NC is a 976 ft2 on a 0.320 acres lot. This is for $324,900. This has 2 bedrooms, 1 baths, and was built in 1920.
Based on information submitted to the MLS GRID as of 2026-10-23 06:21:36 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS.
Click here for more information
Neither Yates Realty nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.