3892 Silver Creek Terrace, Morganton NC
- 3 Bed
- 2 Bath
- 1848 ft2
- 1.4 ac
For Sale $229,999
Remarks:
**Mountain Living Meets Modern Style in Silver Creek Estates** Tucked away on a private, wooded 1.37-acre lot with a gentle creek winding along the rear boundary, this completely renovated 1,848 sq. ft. home delivers the quintessential country retreat without sacrificing proximity to modern conveniences. Located in the peaceful Silver Creek Estates community of Morganton, this turnkey residence has undergone an extensive, top-to-bottom transformation featuring a new metal roof, energy-efficient windows, fresh paint, modern flooring, and expansive newly built decks ready for morning coffee or evening entertaining. Step inside to an expansive, open-concept floor plan rich with mountain character and warm, inviting tones. The focal point of the main living area is a floor-to-ceiling stone wood-burning fireplace, ideal for crisp Western North Carolina evenings. Seamless flow connects the living space directly to an oversized chef’s kitchen designed for gatherings. Anchored by gleaming granite countertops, the kitchen boasts generous cabinet storage, sleek stainless steel appliances, an upgraded chimney-style hood vent, and ample prep space. The primary suite serves as a true private sanctuary, featuring a spacious walk-in closet and a fully redesigned en-suite bath with a custom tiled walk-in shower and upgraded dual vanity. Down the hall, two additional well-proportioned bedrooms with large closets provide flexible space for guests, family, or a dedicated home office. The shared full bathroom showcases tile flooring paired with a classic tub enveloped by a clean, custom tile surround. Outside, the property captures the best of the Blue Ridge foothills. Relax on the back deck with the sights and sounds of nature, make a trail down through the trees to your own creek frontage, or set up a fire pit area beneath the canopy. Location Highlights: Quick, straightforward access to I-40 for effortless commuting Minutes to vibrant Downtown Morganton for local dining, breweries, and boutique shopping Short drive to outdoor recreation at Lake James and hiking, camping, and waterfalls at South Mountains State Park Whether you are searching for a primary residence, a low-maintenance mountain getaway, or an investment retreat, this meticulously updated home offers quality, acreage, and location in one complete package. Schedule your private showing today. Showings to start on 11/11/26 and photos will be uploaded by then.
Interior Features:
Split Bedroom
General Information:
| List Price: | $229,999 |
| Status: | For Sale |
| Bedrooms: | 3 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 1848 sqft |
| Parking: | Driveway |
| MLS Number: | CAR4437200 |
| Subdivision: | Silver Creek Estates |
| Bathrooms: | 2 |
| Lot Description: | Rolling Slope, Wooded |
| Year Built: | 1999 |
| Sewer Type: | Septic Installed |
Assigned Schools:
| Elementary: | W.A. Young |
| Middle: | Table Rock |
| High: | Freedom |
Lane Yates
704-232-7238
Broker In Charge
Price & Sales History
| Date | Event | Price | $/SQFT |
| 11-10-2026 | Listed | $229,999 | $125 |
Nearby Schools
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| NC School for the Deaf | 6 miles | KG-06 | N/A |
| The New Dimensions School | 7 miles | KG-06 | 7 |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Properties For Sale Nearby
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 3892 Silver Creek Terrace, Morganton NC | 0 mi | $229,999 | days | |
| 3975 Plantation Drive, Morganton NC | 0.5 mi | $799,000 | days | |
| 3576 Julian Welborn Drive, Morganton NC | 0.5 mi | $345,000 | days | |
| 2372 Jamestown Road, Morganton NC | 0.5 mi | $270,000 | days | |
| 3890 Hyder Court, Morganton NC | 0.5 mi | $619,900 | days | |
| 3840 Bradley Road, Morganton NC | 0.6 mi | $649,900 | days |
Sold Properties Nearby
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
Commute Distance & Time
Powered by Google Maps
Mortgage Calculator
$
%
%
| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
| Property Taxes |
$
|
| H.O.A. / Maintenance |
$
|
| Property Insurance |
$
|
| Total Monthly Payment | $20,941 |
Demographic Data For Zip 28655
|
Occupancy Types |
|
Transportation to Work |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Property Listing Information
A Courtesy Listing Provided By Howard Hanna Allen Tate Statesville
3892 Silver Creek Terrace, Morganton NC is a 1848 ft2 on a 1.370 acres lot. This is for $229,999. This has 3 bedrooms, 2 baths, and was built in 1999.
Based on information submitted to the MLS GRID as of 2026-11-10 17:45:31 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS.
Click here for more information
Neither Yates Realty nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Share
