For Sale $649,000
Discover refined mountain living in this beautiful and spacious two-bedroom, two-and-a-half-bath townhome, ideally situated in the heart of Banner Elk. Offered fully furnished, this elegant, turnkey retreat seamlessly combines comfort, style, and convenience, making it an ideal full-time residence, weekend getaway, or mountain escape. Vaulted ceilings and an abundance of natural light create an inviting sense of space, while the well-appointed kitchen features granite countertops and new appliances. Step onto the covered deck and unwind while taking in the peaceful beauty of the surrounding mountains, or gather with family and friends for an evening of grilling on the included grill. Roll-down sunscreens provide additional shade and privacy on bright afternoons, allowing you to enjoy this wonderful outdoor living space in comfort. The attached one-car garage offers exceptional convenience and functionality, featuring a built-in workshop with countertops, cabinetry, and yard tool hangers everywhere. Garage also features a convenient drop-down attic access for additional storage. A huge walk-in crawl space provides even more valuable storage and offers exciting potential for future use, limited only by your imagination and applicable requirements. Outside, the beautifully landscaped yard is enhanced by mature trees and shrubs, creating a natural buffer and providing abundant shade and privacy while showcasing beautiful neighborhood and mountain views. The sizable, level backyard offers plenty of room for children to play, pets to roam, or simply enjoy the peaceful surroundings. Centrally located, this exceptional townhome puts you very near to Banner Elk’s charming restaurants, shopping, outdoor recreation, and year-round attractions. With its turnkey furnishings, thoughtful amenities, generous storage, beautiful outdoor spaces, and prime High Country location, this property offers a rare opportunity to embrace a luxurious yet low-maintenance mountain lifestyle. HOA dues cover exterior painting appropriately every 7 years. Painted this year (2026) Roof replacement every 15-20 years (replaced 2021). Bi-WEEKLY yard mowing and maintenance also provided. Garage separation between neighbors means no livable spaces shared for quiet enjoyment
Attic Other, Attic Stairs Pulldown, Garden Tub, Open Floorplan, Walk-In Closet(s)
| List Price: | $649,000 |
| Status: | For Sale |
| Bedrooms: | 2 |
| Type: | Townhouse |
| Approx Sq. Ft.: | 1187 sqft |
| Parking: | Driveway |
| MLS Number: | CAR4426595 |
| Subdivision: | Silver Springs Farm |
| Style: | Traditional |
| Bathrooms: | 3 |
| Lot Description: | Corner Lot |
| Year Built: | 2006 |
| Sewer Type: | Public Sewer |
| Elementary: | Unspecified |
| Middle: | Cranberry |
| High: | Avery County |
| Date | Event | Price | $/SQFT |
| 09-19-2026 | Listed | $649,000 | $547 |
| 02-06-2026 | Price Decrease | $429,000-4.90% | $362 |
| 12-24-2025 | Price Decrease | $451,101-2.17% | $381 |
| 12-12-2025 | Listed | $461,101 | $389 |
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| Grandfather Academy | 1 miles | 01-07 | 1 |
| Valle Crucis Elementary | 7 miles | PK-05 | 8 |
| Bethel Elementary | 9 miles | KG-06 | 5 |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 351 Silver Springs Drive, Banner Elk NC | 0 mi | $649,000 | days | |
| 132 Heather Lane, Banner Elk NC | 0.3 mi | $630,000 | days | |
| 750 Silver Springs Drive, Banner Elk NC | 0.3 mi | $1,600,000 | days | |
| 184 Armsworthy Road, Advance NC | 0.8 mi | $695,000 | days | |
| 248 Hillcrest Lane, Banner Elk NC | 0.8 mi | $899,000 | days | |
| 659 Clubhouse Drive, Banner Elk NC | 0.9 mi | $975,000 | days |
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
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| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
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| H.O.A. / Maintenance |
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| Property Insurance |
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| Total Monthly Payment | $20,941 |
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Transportation to Work |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
A Courtesy Listing Provided By C-21 Mountain Vistas
351 Silver Springs Drive, Banner Elk NC is a 1187 ft2 on a 0.340 acres lot. This is for $649,000. This has 2 bedrooms, 3 baths, and was built in 2006.
Based on information submitted to the MLS GRID as of 2026-09-19 21:26:06 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS.
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