For Sale $950,000
Tucked into one of Charlotte's most desirable intown locations, 3430 Cosby Place offers the rare opportunity to enjoy a quieter residential setting while remaining moments from the energy, culture, and conveniences that make Plaza Midwood and the surrounding neighborhoods so sought after. Start your mornings with a walk along the nearby Briar Creek Greenway, spend weekends exploring local coffee shops, breweries, restaurants, and boutiques, or enjoy an easy commute to Uptown Charlotte, NoDa, Elizabeth, and South End with Charlotte Country Club just minutes away for those who want it in the mix. Whether meeting friends for dinner, attending community events, or enjoying the area's parks and trails, everything that makes Charlotte vibrant is close to home. Situated within the intimate Oaks at Midwood community, this thoughtfully designed bungalow combines timeless charm with modern livability. A welcoming front porch, screened rear porch, and fenced backyard create multiple outdoor living spaces for relaxing, entertaining, and enjoying the Carolina seasons. Inside, hardwood floors run throughout, grounding an open floor plan that flows easily between gathering spaces and makes everyday living as comfortable as hosting family and friends. A dedicated office offers flexibility for today's work-from-home lifestyle, while the upper-level primary suite provides a peaceful retreat with its own private balcony overlooking the natural surroundings. One of the community's most distinctive features is the designated Tree Save Conservation Area located behind the home and neighboring properties. Established during development to preserve mature trees and existing canopy, this protected wooded preserve maintains the natural beauty and character that make the neighborhood so appealing offering a scenic green backdrop, added privacy, and a sense of living alongside nature. It also delivers real environmental benefits, including erosion control, stormwater management, and wildlife habitat preservation, with a portion of HOA dues dedicated to its ongoing stewardship. More than simply a home, 3430 Cosby Place offers a lifestyle that blends convenience, privacy, and natural beauty in one of Charlotte's most sought-after locations.
| List Price: | $950,000 |
| Status: | For Sale |
| Bedrooms: | 3 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 1191 sqft |
| Parking: | Driveway, Detached Garage, Garage Faces Front, Parking Space(s) |
| MLS Number: | CAR4389964 |
| Subdivision: | The Oaks at Midwood |
| Style: | Cottage |
| Bathrooms: | 3 |
| Year Built: | 2016 |
| Sewer Type: | Public Sewer |
| Elementary: | Unspecified |
| Middle: | Unspecified |
| High: | Unspecified |
| Date | Event | Price | $/SQFT |
| 07-17-2026 | Price Decrease | $950,000-1.55% | $798 |
| 06-23-2026 | Listed | $965,000 | $811 |
| 10-12-2025 | Under Contract | $500,000-2.91% | $420 |
| 08-20-2025 | Listed | $515,000 | $433 |
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| Merry Oaks Elementary | 0 miles | PK-05 | 2 |
| Chantilly Montessori | 1 miles | PK-05 | 9 |
| Shamrock Gardens Elementary | 1 miles | PK-05 | 4 |
| Highland Mill Montessori Elementary | 2 miles | PK-05 | 8 |
| Billingsville Elementary | 2 miles | PK-05 | 3 |
| Elizabeth Traditional Elem | 2 miles | KG-05 | 7 |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 3430 Cosby Place, Charlotte NC | 0 mi | $950,000 | days | |
| 3404 Cosby Place, Charlotte NC | 0.1 mi | $1,099,999 | days | |
| 1814 Ferguson Court, Charlotte NC | 0.1 mi | $400,000 | days | |
| 1733 Merry Oaks Road, Charlotte NC | 0.1 mi | $450,000 | days | |
| 1721 Merry Oaks Road, Charlotte NC | 0.1 mi | $815,000 | days | |
| 1616 Flynnwood Drive, Charlotte NC | 0.2 mi | $250,000 | days |
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
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| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
| Property Taxes |
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| H.O.A. / Maintenance |
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| Property Insurance |
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| Total Monthly Payment | $20,941 |
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Transportation to Work |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
A Courtesy Listing Provided By Helen Adams Realty
3430 Cosby Place, Charlotte NC is a 1191 ft2 on a 0.210 acres Appraisal lot. This is for $950,000. This has 3 bedrooms, 3 baths, and was built in 2016.
Based on information submitted to the MLS GRID as of 2026-06-23 11:45:18 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS.
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