3425 Cross Winds Road, Charlotte NC
- 3 Bed
- 2 Bath
- 1260 ft2
- 0.3 ac
For Sale $314,900
Remarks:
PRICE IMPROVEMENT — Now $314,900! $10,000 BUYER INCENTIVE AVAILABLE! Step into a move-in-ready three-bedroom, two-bath home where the open floor plan keeps everyday life connected. The kitchen features tile countertops, abundant cabinetry, a breakfast bar, gas range and tile flooring, opening naturally to the dining area and vaulted great room. Exposed wood beams and custom textured walls add warmth and character, while the fireplace creates an inviting place to gather. Low-maintenance laminate flooring flows throughout the main living areas. Both bathrooms have been beautifully updated with new plumbing and lighting fixtures, including a walk-in shower with a stylish tile surround in the primary suite. Major improvements include a new HVAC system installed in 2025, a new main water line installed in 2025, a gas water heater and a roof replaced in 2016. Outside, the spacious deck offers room for grilling, entertaining or unwinding beneath the mature trees, while the remaining storage building provides space for lawn equipment, tools and seasonal items. Qualifying buyers may be eligible for a 100% financing program with no down payment and no private mortgage insurance, helping reduce both upfront costs and the monthly payment. The $10,000 buyer incentive may be applied toward allowable closing costs, an interest-rate buy-down or other approved expenses, subject to lender and program guidelines. Roof approximately 10 years old, HVAC 1.5 years old. No HOA and no rental restrictions. Conveniently located minutes from WT Harris Boulevard, with easy access to Uptown Charlotte and the shopping, dining and parks of Mint Hill and Matthews. Schedule your showing today!
Interior Features:
Attic Stairs Pulldown, Breakfast Bar, Entrance Foyer, Open Floorplan, Pantry
General Information:
| List Price: | $314,900 |
| Status: | For Sale |
| Bedrooms: | 3 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 1260 sqft |
| Parking: | Driveway |
| MLS Number: | CAR4426430 |
| Subdivision: | Cross Winds |
| Style: | Ranch |
| Bathrooms: | 2 |
| Lot Description: | Level, Wooded |
| Year Built: | 1977 |
| Sewer Type: | Public Sewer |
Assigned Schools:
| Elementary: | Piney Grove |
| Middle: | Albemarle Road |
| High: | Butler |
Price & Sales History
| Date | Event | Price | $/SQFT |
| 11-08-2026 | Price Decrease | $314,900-3.11% | $250 |
| 09-25-2026 | Listed | $325,000 | $258 |
| 02-02-2026 | Price Decrease | $265,000-5.02% | $211 |
| 12-22-2025 | Listed | $279,000 | $222 |
Nearby Schools
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| Piney Grove Elementary | 1 miles | PK-05 | 4 |
| Albemarle Road Elementary | 1 miles | KG-05 | 2 |
| Idlewild Elementary | 1 miles | PK-05 | 7 |
| Crown Point Elementary | 1 miles | KG-05 | 8 |
| Lebanon Road Elementary | 2 miles | PK-05 | 5 |
| J H Gunn Elementary | 3 miles | KG-05 | 3 |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Properties For Sale Nearby
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 3425 Cross Winds Road, Charlotte NC | 0 mi | $314,900 | days | |
| 8804 Royal Scot Lane, Charlotte NC | 0.1 mi | $255,000 | days | |
| 3601 Cross Winds Road, Charlotte NC | 0.1 mi | $354,900 | days | |
| 8800 Royal Scot Lane, Charlotte NC | 0.1 mi | $319,900 | days | |
| 3323 Wiseman Drive, Charlotte NC | 0.2 mi | $320,000 | days | |
| 3552 Braewick Place, Charlotte NC | 0.2 mi | $240,000 | days |
Sold Properties Nearby
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
Commute Distance & Time
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Mortgage Calculator
| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
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| H.O.A. / Maintenance |
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| Property Insurance |
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| Total Monthly Payment | $20,941 |
Demographic Data For Zip 28227
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Transportation to Work |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Property Listing Information
A Courtesy Listing Provided By The Safari Group
3425 Cross Winds Road, Charlotte NC is a 1260 ft2 on a 0.280 acres lot. This is for $314,900. This has 3 bedrooms, 2 baths, and was built in 1977.
Based on information submitted to the MLS GRID as of 2026-09-25 06:37:02 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS.
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Neither Yates Realty nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
