3124 Banks Street, Lincolnton NC
- 3 Bed
- 2 Bath
- 1249 ft2
- 1.0 ac
For Sale $274,900
Remarks:
Welcome to a property that offers the increasingly rare combination of usable land, manageable square footage, and convenient access to major routes. This 3-bedroom, 2-bath home with 1,249 square feet sits on approximately 0.96 acres, providing space to breathe without sacrificing proximity to town. Step inside and you’ll immediately notice the light that fills the main living areas. The living room flows comfortably into the dining space, creating an open yet defined layout that supports both everyday living and gatherings. The floor plan is practical and easy to navigate, offering clear separation between living areas and bedrooms. The kitchen provides generous counter space and cabinet storage, allowing for efficient meal preparation and organization. Whether preparing daily meals or hosting guests, the layout supports functionality without wasted space. The proximity of the dining area makes serving and entertaining seamless. The primary suite includes an en-suite bathroom, offering privacy and convenience within the home. The two additional bedrooms are well-sized and share a full hall bathroom. Closet space throughout the home provides practical storage solutions, helping keep the living areas organized and uncluttered. Beyond the interior, the nearly one-acre lot is where this property truly expands its potential. With approximately 0.96 acres, the outdoor space offers flexibility rarely found in homes of this size. There is room to create gardens, establish recreational areas, add a workshop, or simply maintain open space for enjoyment and privacy. The depth and width of the lot provide options for future planning while still maintaining manageable upkeep. Properties with this amount of land offer the ability to shape the outdoor environment to meet individual needs. Whether that includes additional storage structures, outdoor seating areas, or landscaped features, the lot supports a range of possibilities. The home’s location adds another layer of value. Situated just minutes from Highway 321, commuting is straightforward and allows you to spend more time at home or at the golf course! Glen Oaks Country Club and golf course is about a mile away. Access to nearby shopping, dining, and everyday conveniences ensures practical living without long travel times.
Interior Features:
Open Floorplan, Pantry, Split Bedroom, Walk-In Closet(s)
General Information:
| List Price: | $274,900 |
| Status: | For Sale |
| Bedrooms: | 3 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 1249 sqft |
| Parking: | Attached Carport, Driveway |
| MLS Number: | CAR4338307 |
| Subdivision: | None |
| Style: | Ranch |
| Bathrooms: | 2 |
| Lot Description: | Cleared, Level |
| Year Built: | 2003 |
| Sewer Type: | Septic Installed |
Assigned Schools:
| Elementary: | Battleground |
| Middle: | Lincolnton |
| High: | Lincolnton |
Price & Sales History
| Date | Event | Price | $/SQFT |
| 10-11-2025 | Under Contract | $358,000 | $287 |
| 09-16-2025 | Relisted | $358,000 | $287 |
| 09-01-2025 | Under Contract | $358,000-3.24% | $287 |
| 07-05-2025 | Price Decrease | $369,999-1.33% | $297 |
| 06-06-2025 | Listed | $375,000 | $301 |
Nearby Schools
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| Maiden Elementary | 2 miles | KG-06 | 3 |
| Charles H Tuttle Elementary | 5 miles | KG-06 | 7 |
| Iron Station Elementary | 7 miles | PK-05 | 6 |
| Norris S Childers Elementary | 7 miles | PK-05 | 9 |
| South Newton Elementary | 7 miles | PK-05 | 4 |
| Love Memorial Elementary | 7 miles | PK-05 | 5 |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Properties For Sale Nearby
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 3124 Banks Street, Lincolnton NC | 0 mi | $274,900 | days | |
| 1370 Null Road, Lincolnton NC | 0.7 mi | $800,000 | days | |
| 1532 Null Road, Lincolnton NC | 0.9 mi | $299,900 | days |
Sold Properties Nearby
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
Commute Distance & Time
Powered by Google Maps
Mortgage Calculator
| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
| Property Taxes |
$
|
| H.O.A. / Maintenance |
$
|
| Property Insurance |
$
|
| Total Monthly Payment | $20,941 |
Demographic Data For Zip 28092
|
Occupancy Types |
|
Transportation to Work |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Property Listing Information
A Courtesy Listing Provided By RE/MAX Lifestyle
3124 Banks Street, Lincolnton NC is a 1249 ft2 on a 0.960 acres lot. This is for $274,900. This has 3 bedrooms, 2 baths, and was built in 2003.
Based on information submitted to the MLS GRID as of 2026-04-05 11:50:21 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS.
Click here for more information
Neither Yates Realty nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
