3020 Silver Creek Mountain Road, Morganton NC
- 2 Bed
- 3 Bath
- 1210 ft2
- 1.0 ac
For Sale $375,000
Remarks:
Mountain living meets opportunity in this thoughtfully maintained Silver Creek Community retreat. Whether you're seeking a full-time residence, a weekend escape, or an investment property, this home offers a rare combination of community amenities, comfortable living space, and versatility. The main level is designed for easy mountain living, featuring an open flow between the living, dining, and kitchen areas, two bedrooms, a full bath, and seamless access to the expansive covered front porch and rear deck. Take in long-range mountain views while enjoying morning coffee surrounded by nature, spectacular sunsets, and the peaceful setting that draws so many to the South Mountains. A standout feature of the home is the expansive heated and cooled lower level. Already finished with drywall walls, baseboards, a recreation room, additional rooms, a full bath, and durable finished concrete floors, this space offers endless possibilities. Enjoy it immediately as a game room, bunk room, fitness area, workshop, hobby space, or additional gathering area, or easily elevate it further with LVP flooring and your own finishing touches. The foundation for additional living space is already in place. Outdoor living is just as inviting, with a large covered front porch, rear deck, and lower covered patio creating multiple spaces to relax, entertain, and soak in the surrounding mountain scenery. For those who appreciate preparedness and self-sufficiency, the property also includes a backup water storage system designed to collect rainwater, with the ability to pump water into the home during power outages or emergency situations—an uncommon and valuable feature for mountain living. Located within the desirable Silver Creek Community, owners enjoy access to a community pool, lodge, and common areas, while the POA maintains community roads and recreational facilities. Community permits short-term rental use, offering opportunities for personal enjoyment, income potential, or a combination of both. An added bonus for those seeking even greater privacy or long-term potential: additional surrounding lots may be available for purchase separately, creating a unique opportunity to expand your footprint, preserve your privacy, protect your views, or establish a larger mountain retreat. Perched high in the South Mountains, this property feels worlds away from the demands of everyday life while remaining within reach of Morganton, Marion, Lake James, South Mountains State Park, and countless outdoor recreation opportunities. The scenic drive home is part of the experience, rewarding you with the privacy, tranquility, and long-range mountain views that make mountain living so special. Combining breathtaking scenery, community amenities, preparedness features, and exceptional potential, this is a unique mountain retreat ready to be enjoyed for years to come.
General Information:
| List Price: | $375,000 |
| Status: | For Sale |
| Bedrooms: | 2 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 1210 sqft |
| Parking: | Driveway, Attached Garage |
| MLS Number: | CAR4394477 |
| Subdivision: | Silver Creek Springs |
| Style: | Cabin |
| Bathrooms: | 3 |
| Lot Description: | Cleared, Rolling Slope, Views |
| Year Built: | 2012 |
| Sewer Type: | Septic Installed |
Assigned Schools:
| Elementary: | W.A. Young |
| Middle: | Table Rock |
| High: | Freedom |
Price & Sales History
| Date | Event | Price | $/SQFT |
| 07-04-2026 | Listed | $375,000 | $310 |
| 09-02-2025 | Listed | $2,399,000 | $1,983 |
Nearby Schools
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| NC School for the Deaf | 9 miles | KG-06 | N/A |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Properties For Sale Nearby
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 3020 Silver Creek Mountain Road, Morganton NC | 0 mi | $375,000 | days | |
| 7025 Martin Lane, Morganton NC | 0.3 mi | $349,999 | days | |
| 7042 Martin Lane, Morganton NC | 0.4 mi | $349,000 | days |
Sold Properties Nearby
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
Commute Distance & Time
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Mortgage Calculator
| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
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| Total Monthly Payment | $20,941 |
Demographic Data For Zip 28655
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Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Property Listing Information
A Courtesy Listing Provided By Keller Williams Professionals
3020 Silver Creek Mountain Road, Morganton NC is a 1210 ft2 on a 0.950 acres lot. This is for $375,000. This has 2 bedrooms, 3 baths, and was built in 2012.
Based on information submitted to the MLS GRID as of 2026-07-04 10:10:04 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS.
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Neither Yates Realty nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
