For Sale $1,099,000
A paddler’s paradise! Discover this private waterfront retreat on a rare 1.49-acre lakefront parcel, where outdoor adventure begins right in your own backyard! Enjoy the ease and convenience of launching kayaks, paddle boards, canoes, and even a Jon boat directly from your shoreline, making it effortless to get out on the water whenever you please. This beautiful property offers stunning year-round lake views, mature landscaping, new decking, interior improvements, and a renovated carriage house. The main home features open-concept living with a spacious primary suite on the main level, updated bathrooms, a screened porch, and a modern gourmet kitchen with quartz countertops, upgraded appliances, and a separate bar area. The beautifully finished walkout basement offers flexibility with a full bath and ideal space for a secondary living area, guest retreat, home office, den, or fitness room. Glass doors lead directly to a covered porch and new stairs showcasing waterfront views. A gated entrance across the property leads to additional parking and the renovated carriage house featuring upper-level living quarters with a full bath, perfect for guests, multigenerational living, a home office, studio, or potential short-term rental opportunity. Below is an expansive 800+ sq ft workshop/garage with a half bath, offering endless possibilities for hobbies, storage, boats, tractors, or recreational equipment. Covered sheds, mature landscaping, blueberry bushes, and abundant wildlife create a true nature lover’s paradise. Whether you're spending your mornings paddling along the shoreline, relaxing on the screened porch, or enjoying the peaceful waterfront setting, this property offers a rare combination of privacy, recreation, and versatility, all within an easy commute to Charlotte, Charlotte Douglas International Airport, and charming downtown Belmont.
Storage, Dock - Floating
Attic Other, Breakfast Bar, Entrance Foyer, Garden Tub, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
| List Price: | $1,099,000 |
| Status: | For Sale |
| Bedrooms: | 4 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 1227 sqft |
| Parking: | Attached Carport, Attached Garage, Detached Garage, Garage Shop, Keypad Entry, RV Access/Parking |
| MLS Number: | CAR4440908 |
| Subdivision: | None |
| Bathrooms: | 5 |
| Lot Description: | Orchard(s), Green Area, Private, Rolling Slope, Sloped, Wooded, Views, Waterfront |
| Year Built: | 2010 |
| Sewer Type: | Septic Installed |
| Elementary: | Unspecified |
| Middle: | Unspecified |
| High: | Unspecified |
| Date | Event | Price | $/SQFT |
| 11-05-2026 | Listed | $1,099,000 | $896 |
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| New Hope Elementary School | 3 miles | KG-05 | 9 |
| Berryhill School | 3 miles | PK-05 | 4 |
| Berewick Elementary | 3 miles | PK-05 | 4 |
| Steele Creek Elementary | 5 miles | KG-05 | 3 |
| McAdenville Elementary School | 5 miles | KG-05 | 3 |
| W A Bess Elementary School | 5 miles | PK-05 | 9 |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 2845 Lakefront Drive, Belmont NC | 0 mi | $1,099,000 | days | |
| 3121 Lakeside Circle, Belmont NC | 0.1 mi | $1,025,000 | days | |
| 2720 Lakefront Drive, Belmont NC | 0.2 mi | $775,000 | days | |
| 2633 Lakefront Drive, Belmont NC | 0.4 mi | $769,900 | days | |
| 1075 Lakefront Woods Drive, Belmont NC | 0.4 mi | $1,289,000 | days | |
| 1052 Lakefront Woods, Belmont NC | 0.4 mi | $1,175,000 | days |
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
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| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
| Property Taxes |
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| H.O.A. / Maintenance |
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| Property Insurance |
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| Total Monthly Payment | $20,941 |
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Transportation to Work |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
A Courtesy Listing Provided By NorthGroup Real Estate LLC
2845 Lakefront Drive, Belmont NC is a 1227 ft2 on a 1.490 acres lot. This is for $1,099,000. This has 4 bedrooms, 5 baths, and was built in 2010.
Based on information submitted to the MLS GRID as of 2026-11-05 13:10:02 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS.
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