For Sale $725,000
Ultimate Lakefront Retreat – 23234 Swift Island Rd, Albemarle, NC Get ready to fall in love with lake life! This stunning A-frame waterfront home is the perfect blend of charm, comfort, and adventure—tucked away on a peaceful, tree-lined lot with breathtaking views of the water. From the moment you walk in, you’re greeted by soaring ceilings and a dramatic wall of windows that flood the home with natural light and bring the outdoors in. The open-concept living, dining, and kitchen area is ideal for entertaining or simply relaxing after a day on the lake. Step right out onto the spacious deck and soak in the views—this is where memories are made! The kitchen shines with granite countertops, stainless steel appliances, and plenty of space to cook and gather. Flexible & Inviting Living Spaces This home offers 2 bedrooms with a unique and flexible layout: * A loft-style primary suite with its own private bathroom—your own peaceful retreat overlooking the main living area * A lower-level room currently used as a bedroom, complete with a coffee station—perfect for guests. * Additional living space downstairs provides a great bonus area for movie nights, game days, or extra sleeping space Outdoor Living & Lake Lifestyle The outdoor spaces truly steal the show: * Expansive upper and lower decks for entertaining * Covered porch for shaded relaxation * Private dock with covered boat slip * Brand new decking on the top level of the dock—perfect for sunbathing or hosting friends Whether you're boating, fishing, kayaking, or just unwinding by the water, this property delivers the full lakefront experience. Location Perks – Fun Around Albemarle & Lake Tillery Living here means you’re not just buying a home—you’re stepping into a lifestyle: * Lake Tillery – boating, fishing, paddle boarding, and endless water fun right outside your door * Uwharrie National Forest – hiking, camping, off-roading, and scenic trails just a short drive away * Old North State Club (nearby) – premier golf with stunning lake views * Downtown Albemarle – local dining, shops, and small-town charm * Known for great fishing—largemouth bass, crappie, and more Whether you’re looking for a full-time residence, weekend getaway, or income-producing vacation rental, this lakefront gem checks all the boxes.
| List Price: | $725,000 |
| Status: | For Sale |
| Bedrooms: | 2 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 938 sqft |
| Parking: | Driveway, Detached Garage |
| MLS Number: | CAR4366361 |
| Subdivision: | None |
| Style: | A-Frame |
| Bathrooms: | 3 |
| Year Built: | 2008 |
| Sewer Type: | Septic Installed |
| Elementary: | Unspecified |
| Middle: | Unspecified |
| High: | Unspecified |
| Date | Event | Price | $/SQFT |
| 09-01-2025 | Under Contract | $599,900 | $640 |
| 08-15-2025 | Price Decrease | $599,900-5.51% | $640 |
| 07-28-2025 | Price Decrease | $634,900-2.31% | $677 |
| 06-25-2025 | Listed | $649,900 | $693 |
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| East Albemarle Elementary School | 6 miles | KG-05 | 4 |
| Norwood Elementary School | 6 miles | KG-05 | 2 |
| Badin Elementary School | 7 miles | KG-05 | 6 |
| Central Elementary School | 7 miles | KG-05 | 2 |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 23243 Swift Island Road, Albemarle NC | 0 mi | $725,000 | days | |
| 49611 Waterview Trail, Albemarle NC | 0.7 mi | $415,000 | days | |
| 24264 Strand Drive, Albemarle NC | 0.8 mi | $749,000 | days | |
| 157 Montgomery Place, Mount Gilead NC | 1 mi | $349,800 | days | |
| 125 Oak Hill Court, Mount Gilead NC | 1.2 mi | $319,900 | days |
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
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| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
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| Total Monthly Payment | $20,941 |
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Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
A Courtesy Listing Provided By eXp Realty of Triangle NC, LLC
23243 Swift Island Road, Albemarle NC is a 938 ft2 on a 0.400 acres Appraisal lot. This is for $725,000. This has 2 bedrooms, 3 baths, and was built in 2008.
Based on information submitted to the MLS GRID as of 2026-05-17 11:21:41 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
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