20407 Harborgate Court, Cornelius NC
- 2 Bed
- 2 Bath
- 1279 ft2
For Sale $649,000
Remarks:
A RARE LAKE NORMAN OPPORTUNITY — ONLY 10% DOWN WITH VERY FLEXIBLE SELLER FINANCING, DESIGNED AROUND YOUR PAYMENT NEEDS. Choose a payment structure that works for you with financing terms created to compete favorably with conventional lending — but with much sweeter terms. Potential for significantly lower upfront costs and monthly payments compared to traditional financing. See financing comparison in attachments and contact listing agent for details. Big-water views are among the most coveted perspectives on Lake Norman — and Residence #404 delivers one of the most breathtaking. Positioned in one of the few locations within the highly desirable Harborgate community where unobstructed sightlines stretch across the lake, this exceptional waterfront condominium captures approximately three miles of open-water views, creating a truly rare and dramatic backdrop for everyday living. Residence #404 is one of the very select homes within Harborgate that enjoys this remarkable long-range perspective, offering sweeping panoramic water views from the main living areas and private balcony. The ever-changing lake scenery — from peaceful morning reflections to vibrant sunset skies — becomes part of the experience of living here. Equally important for lake lovers, the property includes a deeded boat slip located just a short walk from the building, offering convenient and immediate access to Lake Norman. Boat slips in this area are highly desirable and can represent substantial value, making this an exceptional opportunity for buyers seeking both stunning views and true lake access. Inside, this two-bedroom, two-full-bath residence features gleaming hardwood floors throughout and fresh interior paint, creating a bright and welcoming interior. The open living and dining areas are designed to embrace the waterfront setting, drawing your eye directly toward the lake, while the lakeside balcony creates the perfect setting for morning coffee, evening dinners, or simply enjoying the expansive water views. Harborgate remains one of Lake Norman’s most charming waterfront communities, offering a relaxed resort-style atmosphere with amenities that include a lakeside pool, private beach area, community docks, kayak and paddleboard launch, and clubhouse. The peaceful waterfront setting feels tucked away while remaining just minutes from Exit 28, Birkdale Village, dining, shopping, and I-77. Waterfront residences within Harborgate offering this caliber of long-range lake views combined with a deeded boat slip are extremely limited, making Residence #404 a rare opportunity to experience the very best of Lake Norman living.
Exterior Features:
Storage
Interior Features:
Cable Prewire, Storage, Walk-In Closet(s)
General Information:
| List Price: | $649,000 |
| Status: | For Sale |
| Bedrooms: | 2 |
| Type: | Condominium |
| Approx Sq. Ft.: | 1279 sqft |
| Parking: | Assigned, Parking Space(s) |
| MLS Number: | CAR4357253 |
| Subdivision: | Harborgate |
| Bathrooms: | 2 |
| Lot Description: | Waterfront |
| Year Built: | 1985 |
| Sewer Type: | Public Sewer |
Assigned Schools:
| Elementary: | Cornelius |
| Middle: | Bailey |
| High: | William Amos Hough |
Price & Sales History
| Date | Event | Price | $/SQFT |
| 05-22-2026 | Relisted | $649,000-40.51% | $508 |
| 05-22-2026 | Under Contract | $1,091,000 | $854 |
| 04-19-2026 | Listed | $1,091,000 | $854 |
| 03-18-2026 | Listed | $1,035,000 | $810 |
Nearby Schools
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| Cornelius Elementary | 2 miles | KG-05 | 8 |
| J.V. Washam Elementary | 2 miles | KG-05 | 8 |
| Community School of Davidson | 3 miles | KG-06 | 10 |
| Davidson Elementary | 3 miles | KG-05 | 10 |
| Langtree Charter Academy | 4 miles | KG-06 | 9 |
| Thunderbird Preparatory School | 4 miles | KG-05 | 6 |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Properties For Sale Nearby
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 20407 Harborgate Court, Cornelius NC | 0 mi | $649,000 | days | |
| 20417 Harborgate Court, Cornelius NC | 0.1 mi | $849,900 | days | |
| 20221 Regatta Island Drive, Cornelius NC | 0.2 mi | $15,900,000 | days | |
| 20727 Pointe Regatta Drive, Cornelius NC | 0.2 mi | $3,400,000 | days | |
| 20337 Norman Colony Road, Cornelius NC | 0.3 mi | $1,850,000 | days | |
| 20211 Tailwind Lane, Cornelius NC | 0.3 mi | $650,000 | days |
Sold Properties Nearby
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
Commute Distance & Time
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Mortgage Calculator
| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
| Property Taxes |
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| H.O.A. / Maintenance |
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| Property Insurance |
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| Total Monthly Payment | $20,941 |
Demographic Data For Zip 28031
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Transportation to Work |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Property Listing Information
A Courtesy Listing Provided By Southern Homes of the Carolinas, Inc
20407 Harborgate Court, Cornelius NC is a 1279 ft2 . This is for $649,000. This has 2 bedrooms, 2 baths, and was built in 1985.
Based on information submitted to the MLS GRID as of 2026-04-19 10:56:43 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS.
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