204 Bay Shore Drive, Belmont NC
- 3 Bed
- 3 Bath
- 1412 ft2
- 1.0 ac
For Sale $1,100,000
Remarks:
Extraordinary 3-bedroom waterfront home offering breathtaking lake views and approximately 200 feet of shoreline, all set on a private, gently sloped lot. Thoughtfully designed to maximize the scenery, the bright and open great room features a vaulted ceiling, skylights, a cozy fireplace, and expansive lake views. The spacious kitchen is equipped with stainless steel appliances, a gas cooktop, granite countertops, and a breakfast bar. The adjoining dining space is perfect for lingering over morning coffee while taking in the stunning waterfront setting. A large laundry room, two bedrooms, plus a full bath complete the main floor. The spacious 2nd floor primary suite is a true retreat, complete with a vaulted ceiling, built-in cabinetry, and a sitting area overlooking the lake. The en-suite bath includes dual vanities, a walk-in closet, a garden tub, and a walk-in tiled shower. Upstairs, a versatile loft provides an ideal space for a home office or additional living area. There is even a hard to find 4 car garage! Outdoor living is just as impressive, featuring a large deck, gazebo, floating dock, and a private boat ramp—everything you need to fully enjoy lake life. Positioned on a peaceful cove that opens to the main channel, this property offers both tranquility and easy access to open water. Exterior siding and interior freshly painted! Located in charming Belmont, you’ll enjoy a welcoming small-town atmosphere with convenient proximity to Uptown Charlotte, airport, and I-85.
Exterior Features:
Dock - Floating
Interior Features:
Breakfast Bar, Garden Tub, Walk-In Closet(s)
General Information:
| List Price: | $1,100,000 |
| Status: | For Sale |
| Bedrooms: | 3 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 1412 sqft |
| Parking: | Driveway, Attached Garage, Garage Faces Front |
| MLS Number: | CAR4378235 |
| Subdivision: | Lake Wylie |
| Style: | Transitional |
| Bathrooms: | 3 |
| Lot Description: | Waterfront |
| Year Built: | 1988 |
| Sewer Type: | Septic Installed |
Assigned Schools:
| Elementary: | New Hope |
| Middle: | Cramerton |
| High: | South Point (NC) |
Price & Sales History
| Date | Event | Price | $/SQFT |
| 06-12-2026 | Listed | $1,100,000 | $780 |
| 12-11-2025 | Price Decrease | $299,990-3.23% | $213 |
| 11-12-2025 | Price Increase | $309,990+3.33% | $220 |
| 10-24-2025 | Price Decrease | $299,990-9.44% | $213 |
| 08-05-2025 | Listed | $331,246 | $235 |
Nearby Schools
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| New Hope Elementary School | 3 miles | KG-05 | 9 |
| Berewick Elementary | 4 miles | PK-05 | 4 |
| Berryhill School | 4 miles | PK-05 | 4 |
| W A Bess Elementary School | 5 miles | PK-05 | 9 |
| Steele Creek Elementary | 5 miles | KG-05 | 3 |
| McAdenville Elementary School | 6 miles | KG-05 | 3 |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Properties For Sale Nearby
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 204 Bay Shore Drive, Belmont NC | 0 mi | $1,100,000 | days | |
| 226 Bay Shore Drive, Belmont NC | 0.1 mi | $1,600,000 | days | |
| 2609 Lakefront Drive, Belmont NC | 0.5 mi | $650,000 | days | |
| 1154 Overlake Drive, Belmont NC | 0.5 mi | $675,000 | days | |
| 2341 Dixon Road, Belmont NC | 0.5 mi | $460,000 | days | |
| 7034 Kingfisher Way, Belmont NC | 0.5 mi | $449,900 | days |
Sold Properties Nearby
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
Commute Distance & Time
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Mortgage Calculator
| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
| Property Taxes |
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| H.O.A. / Maintenance |
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| Property Insurance |
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| Total Monthly Payment | $20,941 |
Demographic Data For Zip 28012
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Transportation to Work |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Property Listing Information
A Courtesy Listing Provided By Keller Williams Connected
204 Bay Shore Drive, Belmont NC is a 1412 ft2 on a 1.040 acres lot. This is for $1,100,000. This has 3 bedrooms, 3 baths, and was built in 1988.
Based on information submitted to the MLS GRID as of 2026-06-12 09:36:49 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS.
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