For Sale $362,500
Welcome to 185 Payne Street in Mount Holly! Situated on 2.24 acres and less than five minutes from Downtown Mount Holly, this 3-bedroom, 2-bath home offers just under 2,000 square feet, a split-bedroom floor plan, and plenty of room to spread out. You’re in the city, but once you pull in, it feels like your own private retreat. The outdoor space is what truly makes this property special, featuring a carport, additional parking, greenhouse, raised garden beds, chicken coop and run, tractor shed, covered outdoor deck area, and plenty of room to simply enjoy being outside. There’s even a wired outdoor building, giving you a ready-made spot to power up your projects, hobbies, or workshop. Whether you’ve been looking for room to garden, entertain, create, or simply enjoy a little more privacy, there’s a lot to love here. Best of all, you don’t have to give up convenience to get it. Downtown Mount Holly is right around the corner, with easy access to Charlotte, the U.S. National Whitewater Center, and Stanley. Space, privacy, and convenience all wrapped into one unique Mount Holly property!
| List Price: | $362,500 |
| Status: | For Sale |
| Bedrooms: | 3 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 1949 sqft |
| Parking: | Detached Carport, Driveway |
| MLS Number: | CAR4418769 |
| Subdivision: | None |
| Bathrooms: | 2 |
| Year Built: | 1999 |
| Sewer Type: | Septic Installed |
| Elementary: | Ida Rankin |
| Middle: | Mount Holly |
| High: | Stuart W Cramer |
| Date | Event | Price | $/SQFT |
| 09-29-2026 | Price Decrease | $362,500-3.33% | $186 |
| 08-28-2026 | Listed | $375,000 | $193 |
| 11-18-2025 | Listed | $264,997 | $136 |
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| Ida Rankin Elementary School | 1 miles | PK-05 | 6 |
| Catawba Heights Elementary School | 2 miles | PK-05 | 4 |
| Pinewood Elementary School | 2 miles | PK-05 | 5 |
| North Belmont Elementary School | 3 miles | PK-05 | 4 |
| Lowell Elementary School | 4 miles | KG-05 | 6 |
| Mountain Island Charter School | 4 miles | KG-06 | 8 |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 185 Payne Street, Mount Holly NC | 0 mi | $362,500 | days | |
| 110 Globe Street, Mount Holly NC | 0.2 mi | $259,000 | days | |
| 109 Globe Street, Mount Holly NC | 0.2 mi | $319,900 | days | |
| 99 Mcginnis Place, Mount Holly NC | 0.2 mi | $234,990 | days | |
| 112 Brook Lane, Mount Holly NC | 0.3 mi | $359,900 | days | |
| 1005 Noles Drive, Mount Holly NC | 0.4 mi | $285,000 | days |
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
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| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
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| H.O.A. / Maintenance |
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| Property Insurance |
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| Total Monthly Payment | $20,941 |
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Transportation to Work |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
A Courtesy Listing Provided By L&E Properties
185 Payne Street, Mount Holly NC is a 1949 ft2 on a 2.240 acres Appraisal lot. This is for $362,500. This has 3 bedrooms, 2 baths, and was built in 1999.
Based on information submitted to the MLS GRID as of 2026-08-28 00:00:21 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS.
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