For Sale $1,795,000
Opportunities like this one are few and far between at Lake Toxaway... a coveted, quintessential cottage in what locals sentimentally refer to as "downtown Toxaway." Spruce Hill Cottage is a mere minute away from everything Toxaway is revered for: the marina, The Greystone Inn, and the award-winning country club amenities. This charming cottage boasts indoor and outdoor living spaces that could grace a magazine cover; no stone has been left unturned in this distinctive, breathtaking rustic mountain retreat. A welcoming gas log fire pit flanks the flagstone patio outdoor area. Just above the patio is a screened-in porch with a lovely dining and seating area perfect for quiet days or fall weekends with football games streaming. Inside this well appointed cottage there is an elegant kitchen and living room with a handsome stone gas fireplace, two exquisite bedrooms on the main level, a third adorable bedroom upstairs, two and a half baths, and a tucked-away laundry room. This delightful cottage includes a generator and is offered mostly furnished with a few exceptions. An opportunity not to be missed!
Fire Pit
| List Price: | $1,795,000 |
| Status: | For Sale |
| Bedrooms: | 3 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 1108 sqft |
| Parking: | Driveway |
| MLS Number: | CAR4430629 |
| Subdivision: | Lake Toxaway Estates |
| Bathrooms: | 3 |
| Lot Description: | Level |
| Year Built: | 1964 |
| Sewer Type: | Septic Installed |
| Elementary: | Unspecified |
| Middle: | Unspecified |
| High: | Unspecified |
| Date | Event | Price | $/SQFT |
| 10-07-2026 | Under Contract | $1,795,000 | $1,621 |
| 10-02-2026 | Listed | $1,795,000 | $1,621 |
| 01-09-2026 | Listed | $429,000 | $388 |
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| T C Henderson Elementary | 4 miles | KG-05 | 9 |
| Rosman Elementary | 7 miles | KG-05 | 8 |
| Summit Charter School | 9 miles | KG-06 | 8 |
| Blue Ridge School | 10 miles | KG-06 | 2 |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 17 Club Cottages Way, Lake Toxaway NC | 0 mi | $1,795,000 | days | |
| 90 West Shore Drive, Lake Toxaway NC | 0.1 mi | $3,300,000 | days | |
| 64 Toxaway Shores Drive, Lake Toxaway NC | 0.3 mi | $1,495,000 | days | |
| 55 Toxaway Shores None, Lake Toxaway NC | 0.3 mi | $1,195,000 | days | |
| 575 Seminole Way, Lake Toxaway NC | 0.3 mi | $1,195,000 | days | |
| 24 Toxaway Shores Road, Lake Toxaway NC | 0.3 mi | $1,047,500 | days |
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
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| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
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| H.O.A. / Maintenance |
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| Property Insurance |
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| Total Monthly Payment | $20,941 |
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Transportation to Work |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
A Courtesy Listing Provided By Lake Toxaway Co.
17 Club Cottages Way, Lake Toxaway NC is a 1108 ft2 on a 0.220 acres Level lot. This is for $1,795,000. This has 3 bedrooms, 3 baths, and was built in 1964.
Based on information submitted to the MLS GRID as of 2026-10-02 18:31:13 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS.
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