16312 Cozy Cove Road, Charlotte NC
- 6 Bed
- 7 Bath
- 2979 ft2
- 1.0 ac
For Sale $3,495,000
Remarks:
Absolutely stunning waterfront retreat on Lake Wylie! Situated on just over an acre within the desireable Palisades area with no HOA restrictions, this exceptional 6 bedroom, 5 full/2 half bath property offers unmatched freedom and luxury in one of Charlotte's most coveted locations. A charming rocking chair front porch welcomes you into a breathtaking 2-story great room, highlighted by a dramatic three sided floor-to-ceiling stone fireplace. The open dining area flows seamlessly into the chef's kitchen, featuring an oversized island with breakfast bar, 36" gas cooktop, double wall ovens and a full size side by side refrigerator and freezer. Just off the great room, the covered deck provides one of many inviting outdoor living spaces with tranquil lake views. The main level primary suite impresses with a spacious 17x21 bedroom overlooking the water, along with spa-inspired bath and walk-in closet. Two additional bedrooms, a jack and jill bath, walk-in pantry and a large laundry room leading to the 3-car garage complete the main level. Upstairs, you'll find a full private apartment -- ideal for in-laws, guests, and more -- offering a beautiful kitchen, open living area with lake views, a generous bedroom, 1.5 baths, pantry and laundry. The expansive basement adds even more versatility featuring a living room/rec room, full kitchen, 2 bedrooms and 2 full baths. Over 1,000 sf of unfinished space offers endless possibilities for storage, home gym or future expansion. A separate one-car garage with workshop is perfect for a golf cart, tools and lake toys. Walk out from the basement to a spacious screened porch overlooking the inground pool, hot tub, grill station, built-in firepit and, of course, Lake Wylie. Follow the gentle path down to your private dock and enjoy boating, water sports, fishing or peaceful sunset views. This unique property offers true lake living with unmatched convenience. Schedule your appointment to see this incredible property today!
Exterior Features:
Fire Pit, Dock - Floating, Gas Grill, In-Ground Irrigation
Interior Features:
Attic Walk In, Cable Prewire, Garden Tub, Kitchen Island, Open Floorplan, Pantry, Split Bedroom, Walk-In Closet(s), Walk-In Pantry
General Information:
| List Price: | $3,495,000 |
| Status: | For Sale |
| Bedrooms: | 6 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 2979 sqft |
| Parking: | Attached Garage, Garage Door Opener, Garage Faces Side, Garage Shop, Golf Cart Garage |
| MLS Number: | CAR4321861 |
| Subdivision: | None |
| Bathrooms: | 7 |
| Year Built: | 2019 |
| Sewer Type: | Public Sewer |
Assigned Schools:
| Elementary: | Unspecified |
| Middle: | Unspecified |
| High: | Unspecified |
Price & Sales History
| Date | Event | Price | $/SQFT |
| 11-24-2025 | Listed | $3,495,000 | $1,174 |
Nearby Schools
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| Palisades Park Elementary | 3 miles | KG-05 | 9 |
| River Gate Elementary | 5 miles | KG-05 | 7 |
| Steele Creek Elementary | 8 miles | KG-05 | 3 |
| Berewick Elementary | 9 miles | PK-05 | 4 |
| Pineville Elementary | 9 miles | KG-05 | 5 |
| W A Bess Elementary School | 10 miles | PK-05 | 9 |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Properties For Sale Nearby
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 16312 Cozy Cove Road, Charlotte NC | 0 mi | $3,495,000 | days | |
| 16427 Cozy Cove Road, Charlotte NC | 0.2 mi | $999,995 | days | |
| 16432 Cozy Cove Road, Charlotte NC | 0.2 mi | $899,000 | days | |
| 16455 Harbor View Road, Charlotte NC | 0.2 mi | $1,400,000 | days | |
| 17733 Burnt Hickory Drive, Charlotte NC | 0.2 mi | $675,000 | days | |
| 15429 Topanga Drive, Charlotte NC | 0.2 mi | $665,000 | days |
Sold Properties Nearby
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
Commute Distance & Time
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Mortgage Calculator
| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
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| Total Monthly Payment | $20,941 |
Demographic Data For Zip 28278
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Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Property Listing Information
A Courtesy Listing Provided By COMPASS
16312 Cozy Cove Road, Charlotte NC is a 2979 ft2 on a 1.010 acres Appraisal lot. This is for $3,495,000. This has 6 bedrooms, 7 baths, and was built in 2019.
Based on information submitted to the MLS GRID as of 2025-11-24 12:45:37 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS.
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