For Sale $815,000
Main Home + Detached Guest House + Heated Pool + Lake Views + No HOA Tucked away on a quiet street just minutes from Mooresville’s everyday conveniences, 145 Morgan Bluff Road offers something increasingly rare, value created not by a single feature, but by the combination of a main residence, detached guest house, heated pool, relaxing lake views, and the freedom of no HOA. This exceptional property provides true separation and flexibility to accommodate a variety of living arrangements. Framed by mature pines with year-round lake views, the property offers nearly 2,800 total square feet between the 2,351 sq ft main home and a fully detached 447 sq ft guest residence. This isn’t simply additional space--it’s true separation, independence, and flexibility. Inside the primary residence, a refreshed kitchen with quartz surfaces and induction cooking anchors light-filled living areas framed by expansive windows. The spacious main-level primary suite provides everyday convenience, while the finished basement extends the footprint with a full bath and versatile bonus space ideal for office, fitness, media, or additional sleeping quarters. The guest house is a fully standalone structure with its own entrance, kitchen, bedroom, and full bath; well-suited for multi-generational living, private work-from-home space, long-term guests, or potential income opportunities without disrupting the main home. Outdoors, the fenced backyard and heated inground pool create a courtyard-style setting surrounded by mature landscaping that forms a private, relaxed retreat. Lake views are best enjoyed from the covered front porch, overlooking the generous front lawn and towering Carolina pines. Two nearby community lake access points provide convenient kayak, canoe, and paddleboard launches, with public boat access just minutes away. Dual driveways offer additional flexibility for boat or RV parking. Recent improvements include a new roof (2026), new basement and stair flooring (2026), and three heat pump condensers replaced (2021 and 2025), reinforcing long-term confidence in the home’s condition. 145 Morgan Bluff presents a rare combination of flexibility, privacy, and Lake Norman living in an established setting.
Hot Tub
Breakfast Bar, Kitchen Island, Open Floorplan, Storage
| List Price: | $815,000 |
| Status: | For Sale |
| Bedrooms: | 3 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 1178 sqft |
| Parking: | Basement, Driveway, Attached Garage, Garage Faces Side, Garage Shop, Other - See Remarks |
| MLS Number: | CAR4344802 |
| Subdivision: | Pirates Cove |
| Bathrooms: | 5 |
| Lot Description: | Level, Rolling Slope, Wooded, Views |
| Year Built: | 2001 |
| Sewer Type: | Septic Installed |
| Elementary: | Lakeshore |
| Middle: | Lakeshore |
| High: | Lake Norman |
| Date | Event | Price | $/SQFT |
| 04-01-2026 | Listed | $815,000 | $692 |
| 05-30-2025 | Listed | $519,000 | $441 |
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| Lakeshore Elementary School | 1 miles | PK-05 | 8 |
| Lake Norman Elementary School | 3 miles | PK-05 | 9 |
| Shepherd Elementary School | 3 miles | PK-05 | 8 |
| Coddle Creek Elementary School | 5 miles | PK-05 | 9 |
| Troutman Elementary School | 5 miles | PK-05 | 5 |
| Langtree Charter Academy | 6 miles | KG-06 | 9 |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 145 Morgan Bluff Road, Mooresville NC | 0 mi | $815,000 | days | |
| 107 Blackbeard Lane, Mooresville NC | 0 mi | $799,900 | days | |
| 903 Cornelius Road, Mooresville NC | 0.2 mi | $1,775,000 | days | |
| 134 Mills Valley Drive, Mooresville NC | 0.4 mi | $349,900 | days | |
| 104 Whimbrel Lane, Mooresville NC | 0.5 mi | $465,000 | days | |
| 214 Harbor Landing Drive, Mooresville NC | 0.6 mi | $825,000 | days |
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
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| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
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| H.O.A. / Maintenance |
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| Property Insurance |
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| Total Monthly Payment | $20,941 |
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Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
A Courtesy Listing Provided By Coldwell Banker Realty
145 Morgan Bluff Road, Mooresville NC is a 1178 ft2 on a 0.450 acres lot. This is for $815,000. This has 3 bedrooms, 5 baths, and was built in 2001.
Based on information submitted to the MLS GRID as of 2026-04-01 11:11:59 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS.
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