13432 Windward Cove, Charlotte NC
- 3 Bed
- 3 Bath
- 1366 ft2
- 0.6 ac
For Sale $550,000
Remarks:
OPEN HOUSES: Saturday, 9/5 from 1-3 pm & Sunday, 9/6 from 1-3 pm! Nestled on a tranquil, wooded half-acre in the sought-after Harbor Estates community, this entertainer's dream offers the rare combination of mountain-like seclusion and effortless lake living — all with no HOA. This exceptional home offers an inviting blend of sophisticated comfort, versatile living spaces, and an entertainer’s dream setting. Featuring three bedrooms, two full bathrooms, one half bathroom, multiple decks and a finished basement level bonus room, the home is designed for both relaxed everyday living and memorable gatherings. The main level opens to a generous living room crowned by vaulted ceilings and skylights, anchored by a cozy wood-burning fireplace. Sliding glass doors extend the living space outdoors to the side porch, while the open flow layout leads seamlessly into the formal dining room. The expansive kitchen is beautifully appointed with granite countertops, a classic subway tile backsplash, abundant cabinetry, breakfast bar, generous dining area and dedicated desk space. Just beyond, the composite board deck provides a peaceful setting for morning coffee, al fresco dining, or grilling while overlooking the tree-lined backyard. The main-level primary suite serves as a serene private retreat, featuring a spacious closet, an en-suite bathroom with luxurious soaking tub and separate shower. Sliding glass doors provide direct access to the side porch, which wraps around toward the living room. A guest half bathroom and laundry complete the main level for everyday convenience. Upstairs, a versatile loft area provides an ideal lounge or home office setting, complemented by two additional generously sized bedrooms and a full bathroom with a tub/shower combination — perfectly suited for family or guests. Floored attic access off the loft offers effortless additional storage. The finished lower basement level expands the home’s entertaining potential with a large bonus room, built-in bar, and direct access to the backyard. This flexible space can accommodate a media room, second living area, home gym, game room, or a refined entertaining lounge. The two-car garage includes built-in shelving and a separate storage room, while an additional under-stair closet round out this home's abundant storage and functionality. Ideally positioned less than a mile from Lake Wylie and minutes from Terry’s Marina and Long Cove Marina & Resort, this home offers convenient access to wet slips, dry storage, boating, and weekend recreation. Harbor Estates neighborhood borders the 1,132-acre McDowell Nature Preserve, providing a rare connection to protected natural surroundings. Enjoy easy access to RiverGate Shopping Center, Charlotte Premium Outlets, I-485, Charlotte Douglas International Airport, South Tryon, and all the recreation Lake Wylie has to offer. Experience a home where peaceful wooded views with a mountain feel and proximity to Lake Wylie come together to create a truly special everyday escape.
Interior Features:
Attic Other, Attic Walk In, Breakfast Bar, Entrance Foyer, Pantry, Storage, Walk-In Closet(s)
General Information:
| List Price: | $550,000 |
| Status: | For Sale |
| Bedrooms: | 3 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 1366 sqft |
| Parking: | Driveway, Attached Garage, Garage Door Opener, Garage Faces Side, Keypad Entry |
| MLS Number: | CAR4419903 |
| Subdivision: | Harbor Estates |
| Style: | Traditional |
| Bathrooms: | 3 |
| Lot Description: | Sloped, Wooded |
| Year Built: | 1988 |
| Sewer Type: | Shared Septic, Other - See Remarks |
Assigned Schools:
| Elementary: | Winget Park |
| Middle: | Southwest |
| High: | Palisades |
Lane Yates
704-232-7238
Broker In Charge
Price & Sales History
| Date | Event | Price | $/SQFT |
| 09-04-2026 | Listed | $550,000 | $403 |
| 11-23-2025 | Listed | $354,040 | $260 |
Nearby Schools
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| Palisades Park Elementary | 2 miles | KG-05 | 9 |
| River Gate Elementary | 3 miles | KG-05 | 7 |
| Berewick Elementary | 4 miles | PK-05 | 4 |
| Steele Creek Elementary | 5 miles | KG-05 | 3 |
| Berryhill School | 7 miles | PK-05 | 4 |
| New Hope Elementary School | 7 miles | KG-05 | 9 |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Properties For Sale Nearby
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 13432 Windward Cove, Charlotte NC | 0 mi | $550,000 | days | |
| 14301 Harbor Estate Road, Charlotte NC | 0.1 mi | $793,000 | days | |
| 14428 Harbor Estate Road, Charlotte NC | 0.2 mi | $585,000 | days | |
| 14522 Harbor Estate Road, Charlotte NC | 0.2 mi | $565,000 | days | |
| 13634 Pine Harbor Road, Charlotte NC | 0.2 mi | $649,900 | days | |
| 14339 Crown Harbor Drive, Charlotte NC | 0.3 mi | $425,000 | days |
Sold Properties Nearby
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
Commute Distance & Time
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| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
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| Total Monthly Payment | $20,941 |
Demographic Data For Zip 28278
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Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Property Listing Information
A Courtesy Listing Provided By EXP Realty LLC Rock Hill
13432 Windward Cove, Charlotte NC is a 1366 ft2 on a 0.550 acres lot. This is for $550,000. This has 3 bedrooms, 3 baths, and was built in 1988.
Based on information submitted to the MLS GRID as of 2026-09-04 06:23:32 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS.
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Neither Yates Realty nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
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