For Sale $400,000
Rare opportunity to own an updated ranch on 1.25 acres in Belmont! Situated on two parcels and backing to Belmont Abbey College, this unique property offers the space, privacy, and flexibility that can be hard to find - all with NO HOA. Meticulously maintained by the same sellers for over 25 years, the home features 3 bedrooms, 2 full baths, and two separate living/family areas, providing plenty of room to spread out. Outside, the expansive property offers endless possibilities, plus a detached shop for hobbies, projects, storage, or additional workspace. Whether you're looking for more land, room to enjoy the outdoors, or simply the freedom that comes with a larger lot and no HOA, this property offers a combination you don't often find in Belmont. Two parcels included in sale:#184846 / 0.64 acres contains the residence Parcel #201367 / 0.61 acres and contains the outbuilding/shop.
Attic Other, Attic Stairs Pulldown, Breakfast Bar, Built-in Features, Kitchen Island
| List Price: | $400,000 |
| Status: | For Sale |
| Bedrooms: | 3 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 1697 sqft |
| Parking: | Attached Garage, Garage Faces Rear |
| MLS Number: | CAR4422704 |
| Subdivision: | Catawba Heights |
| Style: | Ranch |
| Bathrooms: | 2 |
| Lot Description: | Level |
| Year Built: | 1956 |
| Sewer Type: | Public Sewer |
| Elementary: | Catawba Heights |
| Middle: | Belmont |
| High: | South Point (NC) |
| Date | Event | Price | $/SQFT |
| 09-12-2026 | Listed | $400,000 | $236 |
| 02-05-2026 | Price Decrease | $579,000-1.03% | $342 |
| 11-30-2025 | Listed | $585,000 | $345 |
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| Catawba Heights Elementary School | 1 miles | PK-05 | 4 |
| North Belmont Elementary School | 1 miles | PK-05 | 4 |
| Ida Rankin Elementary School | 2 miles | PK-05 | 6 |
| McAdenville Elementary School | 3 miles | KG-05 | 3 |
| Lowell Elementary School | 3 miles | KG-05 | 6 |
| Berryhill School | 4 miles | PK-05 | 4 |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 124 Oak Trail, Belmont NC | 0 mi | $400,000 | days | |
| 225 Ferstl Avenue, Belmont NC | 0.1 mi | $330,000 | days | |
| 304 Margie Street, Belmont NC | 0.2 mi | $215,000 | days | |
| 203 Blanche Avenue, Belmont NC | 0.4 mi | $349,900 | days | |
| 405 Belmont Mount Holly Road, Belmont NC | 0.4 mi | $475,000 | days | |
| 109 Logan Lane, Belmont NC | 0.4 mi | $425,000 | days |
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
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| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
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| H.O.A. / Maintenance |
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| Property Insurance |
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| Total Monthly Payment | $20,941 |
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Transportation to Work |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
A Courtesy Listing Provided By Helen Adams Realty
124 Oak Trail, Belmont NC is a 1697 ft2 on a 1.250 acres Level lot. This is for $400,000. This has 3 bedrooms, 2 baths, and was built in 1956.
Based on information submitted to the MLS GRID as of 2026-09-12 06:26:51 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS.
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