121 Fern Loop, Lake Lure NC
- 3 Bed
- 4 Bath
- 1154 ft2
- 0.6 ac
For Sale $575,000
Remarks:
RARE INVESTMENT OPPORTUNITY IN LAKE LURE NC- Welcome to Captain's Quarters, a spacious mountain retreat located inside the gated community of Rumbling Bald on Lake Lure, with 38 days already booked for 2026, providing immediate income potential. Whether you're seeking a proven vacation rental, a second home, or a future primary residence, this property offers exceptional flexibility. Designed to maximize both comfort and mountain views, the upper level features the main living area with a well-appointed kitchen, pantry, half bath, and a spacious primary suite complete with a private bath and walk-in closet. Step outside to the upper deck and enjoy beautiful views of Bald Mountain and the surrounding natural landscape. The lower level offers additional space for family and guests with two bedrooms, two bathrooms, a laundry area, and a separate living room, creating a private and functional guest or multi-generational living. Outdoor living is a true highlight, featuring a covered lower porch, a spacious side deck, and an expansive covered rear deck connecting to the upper living area. Above it all, a private observation deck (widow's walk) provides a unique vantage point to take in breathtaking mountain views and the peaceful serenity that makes Western North Carolina so special. Located just a short golf cart ride from Rumbling Bald's renowned amenities, including championship golf courses, indoor and outdoor pools, private Lake Lure beach access, wellness center, restaurants, hiking trails, and outdoor recreation, this property offers year-round appeal. For buyers considering a future move to the mountains, Captain's Quarters presents a unique opportunity to generate rental income and build ownership equity today while enjoying an established rental history and existing bookings. Continue operating it as a successful vacation rental while it helps offset ownership costs, then transition it into your full-time residence, retirement home, or personal mountain getaway when the time is right. This is an opportunity to invest in your future while enjoying income-producing potential from day one. .
General Information:
| List Price: | $575,000 |
| Status: | For Sale |
| Bedrooms: | 3 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 1154 sqft |
| Parking: | Driveway |
| MLS Number: | CAR4357970 |
| Subdivision: | Rumbling Bald on Lake Lure |
| Bathrooms: | 4 |
| Lot Description: | Paved, Views |
| Year Built: | 2003 |
| Sewer Type: | Septic Installed |
Assigned Schools:
| Elementary: | Lake Lure Classical Academy |
| Middle: | Lake Lure Classical Academy |
| High: | Lake Lure Classical Academy |
Lane Yates
704-232-7238
Broker In Charge
Price & Sales History
| Date | Event | Price | $/SQFT |
| 07-01-2026 | Under Contract | $575,000 | $499 |
| 05-10-2026 | Listed | $575,000 | $499 |
| 04-08-2026 | Listed | $249,950 | $217 |
| 10-09-2025 | Price Decrease | $463,990-2.52% | $403 |
| 06-11-2025 | Listed | $475,990 | $413 |
Nearby Schools
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| Lake Lure Classical Academy | 4 miles | KG-06 | 4 |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Properties For Sale Nearby
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 121 Fern Loop, Lake Lure NC | 0 mi | $575,000 | days | |
| 188 Fern Loop, Lake Lure NC | 0.1 mi | $865,000 | days | |
| 124 Huntington Road, Lake Lure NC | 0.1 mi | $825,000 | days | |
| 132 Rumbling Bald Road, Lake Lure NC | 0.1 mi | $439,900 | days | |
| 176 Hemlock Lane, Lake Lure NC | 0.1 mi | $849,000 | days | |
| 136 Rumbling Bald Road, Lake Lure NC | 0.1 mi | $699,000 | days |
Sold Properties Nearby
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
Commute Distance & Time
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| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
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| Total Monthly Payment | $20,941 |
Demographic Data For Zip 28746
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Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Property Listing Information
A Courtesy Listing Provided By Rumbling Bald Real Estate
121 Fern Loop, Lake Lure NC is a 1154 ft2 on a 0.630 acres lot. This is for $575,000. This has 3 bedrooms, 4 baths, and was built in 2003.
Based on information submitted to the MLS GRID as of 2026-05-10 10:21:22 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS.
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Neither Yates Realty nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
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