For Sale $700,000
Seize the lake life you've been dreaming of in Mountain Island Lake's highly sought-after Overlook community! Now offered at just $700,000, this all-brick home sits on a private 0.52-acre lot with an oversized deck overlooking a spacious backyard retreat — plus a massive unfinished walkout basement just waiting for your vision. This meticulously maintained home offers gorgeous curb appeal and beautiful, mature landscaping throughout the property. With 4 bedrooms, 3 full bathrooms, and a large bonus room, there's plenty of space for everyone, including a bedroom and full bathroom conveniently located on the main level. Inside, hardwood floors flow through the main level, complemented by abundant natural light, neutral paint, and updated lighting and hardware throughout. The living room centers on a gas fireplace with custom built-ins, and the updated kitchen features granite countertops, maple cabinetry, a generous pantry, and modern fixtures. Upstairs, the oversized primary suite is a true retreat, with an updated bath and new frameless glass shower. And then there's the basement: nearly 1,400 sq. ft. of additional walkout space, already equipped with electricity (including 220V) and plumbing for a future bath. This blank canvas is ready to become a home gym, workshop, entertainment space, guest suite, or additional living space, giving you room to grow into this home for years to come. Beyond the house itself is the lifestyle. The Overlook offers a clubhouse, tennis and pickleball courts, two new pools scheduled for completion by the end of 2026, walking trails, a private resident boat ramp, basketball and volleyball courts, a soccer field, boat/RV storage, two playgrounds, and a gazebo, plus a full calendar of community events. Boat slips are often available for purchase or rent within the neighborhood, making it even easier to enjoy Mountain Island Lake. Minutes from I-485, Charlotte Douglas International Airport, the U.S. National Whitewater Center, and about 15 minutes from Uptown Charlotte, this is an exceptional value in one of Mountain Island Lake's most prestigious neighborhoods. This is an opportunity to enjoy the space, setting, amenities, and lake lifestyle you've been looking for at just $700,000. Lake days await.
Attic Stairs Pulldown, Built-in Features, Entrance Foyer, Garden Tub, Kitchen Island, Open Floorplan, Pantry, Storage, Walk-In Closet(s), Walk-In Pantry
| List Price: | $700,000 |
| Status: | For Sale |
| Bedrooms: | 4 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 1385 sqft |
| Parking: | Attached Garage, Garage Faces Side |
| MLS Number: | CAR4388070 |
| Subdivision: | Overlook |
| Bathrooms: | 3 |
| Lot Description: | Wooded |
| Year Built: | 1998 |
| Sewer Type: | Public Sewer |
| Elementary: | Mountain Island Lake Academy |
| Middle: | Mountain Island Lake Academy |
| High: | Hopewell |
| Date | Event | Price | $/SQFT |
| 09-14-2026 | Under Contract | $700,000 | $506 |
| 09-10-2026 | Price Decrease | $700,000-9.68% | $506 |
| 08-20-2026 | Price Decrease | $775,000-1.77% | $560 |
| 07-18-2026 | Price Decrease | $789,000-3.19% | $570 |
| 07-02-2026 | Listed | $815,000 | $589 |
| 08-31-2025 | Listed | $1,000,000 | $723 |
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| Mountain Island Lake Academy | 2 miles | PK-05 | 5 |
| Mountain Island Charter School | 3 miles | KG-06 | 8 |
| Pinewood Elementary School | 3 miles | PK-05 | 5 |
| Paw Creek Elementary | 3 miles | PK-05 | 4 |
| Trillium Springs Montessori | 3 miles | PK-05 | N/A |
| Oakdale Elementary | 4 miles | KG-05 | 2 |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 12023 Overlook Mountain Drive, Charlotte NC | 0 mi | $700,000 | days | |
| 3839 Mountain Cove Drive, Charlotte NC | 0.1 mi | $895,000 | days | |
| 4123 Mountain Cove Drive, Charlotte NC | 0.1 mi | $799,000 | days | |
| 4224 Mountain Cove Drive, Charlotte NC | 0.2 mi | $899,000 | days | |
| 4432 Mountain Cove Drive, Charlotte NC | 0.2 mi | $779,000 | days | |
| 4034 Nicole Eileen Lane, Charlotte NC | 0.3 mi | $739,900 | days |
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
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| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
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| Property Insurance |
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| Total Monthly Payment | $20,941 |
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Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
A Courtesy Listing Provided By Helen Adams Realty
12023 Overlook Mountain Drive, Charlotte NC is a 1385 ft2 on a 0.520 acres Wooded lot. This is for $700,000. This has 4 bedrooms, 3 baths, and was built in 1998.
Based on information submitted to the MLS GRID as of 2026-07-02 11:40:17 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS.
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