12023 Overlook Mountain Drive, Charlotte NC

  • 4 Bed
  • 3 Bath
  • 1385 ft2
  • 0.5 ac

For Sale $700,000

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Remarks:

Seize the lake life you've been dreaming of in Mountain Island Lake's highly sought-after Overlook community! Now offered at just $700,000, this all-brick home sits on a private 0.52-acre lot with an oversized deck overlooking a spacious backyard retreat — plus a massive unfinished walkout basement just waiting for your vision. This meticulously maintained home offers gorgeous curb appeal and beautiful, mature landscaping throughout the property. With 4 bedrooms, 3 full bathrooms, and a large bonus room, there's plenty of space for everyone, including a bedroom and full bathroom conveniently located on the main level. Inside, hardwood floors flow through the main level, complemented by abundant natural light, neutral paint, and updated lighting and hardware throughout. The living room centers on a gas fireplace with custom built-ins, and the updated kitchen features granite countertops, maple cabinetry, a generous pantry, and modern fixtures. Upstairs, the oversized primary suite is a true retreat, with an updated bath and new frameless glass shower. And then there's the basement: nearly 1,400 sq. ft. of additional walkout space, already equipped with electricity (including 220V) and plumbing for a future bath. This blank canvas is ready to become a home gym, workshop, entertainment space, guest suite, or additional living space, giving you room to grow into this home for years to come. Beyond the house itself is the lifestyle. The Overlook offers a clubhouse, tennis and pickleball courts, two new pools scheduled for completion by the end of 2026, walking trails, a private resident boat ramp, basketball and volleyball courts, a soccer field, boat/RV storage, two playgrounds, and a gazebo, plus a full calendar of community events. Boat slips are often available for purchase or rent within the neighborhood, making it even easier to enjoy Mountain Island Lake. Minutes from I-485, Charlotte Douglas International Airport, the U.S. National Whitewater Center, and about 15 minutes from Uptown Charlotte, this is an exceptional value in one of Mountain Island Lake's most prestigious neighborhoods. This is an opportunity to enjoy the space, setting, amenities, and lake lifestyle you've been looking for at just $700,000. Lake days await.

Interior Features:

Attic Stairs Pulldown, Built-in Features, Entrance Foyer, Garden Tub, Kitchen Island, Open Floorplan, Pantry, Storage, Walk-In Closet(s), Walk-In Pantry

General Information:

List Price: $700,000
Status: For Sale
Bedrooms: 4
Type: Single Family Residence
Approx Sq. Ft.: 1385 sqft
Parking: Attached Garage, Garage Faces Side
MLS Number: CAR4388070
Subdivision: Overlook
Bathrooms: 3
Lot Description: Wooded
Year Built: 1998
Sewer Type: Public Sewer

Assigned Schools:

Elementary: Mountain Island Lake Academy
Middle: Mountain Island Lake Academy
High: Hopewell

Price & Sales History

Date Event Price $/SQFT
09-14-2026 Under Contract $700,000 $506
09-10-2026 Price Decrease $700,000-9.68% $506
08-20-2026 Price Decrease $775,000-1.77% $560
07-18-2026 Price Decrease $789,000-3.19% $570
07-02-2026 Listed $815,000 $589
08-31-2025 Listed $1,000,000 $723

Nearby Schools

These schools are only nearby your property search, you must confirm exact assigned schools.

School Name Distance Grades Rating
Mountain Island Lake Academy 2 miles PK-05 5
Mountain Island Charter School 3 miles KG-06 8
Pinewood Elementary School 3 miles PK-05 5
Paw Creek Elementary 3 miles PK-05 4
Trillium Springs Montessori 3 miles PK-05 N/A
Oakdale Elementary 4 miles KG-05 2

Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.

Properties For Sale Nearby

Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.

Street Address Distance Status List Price Days on Market
12023 Overlook Mountain Drive, Charlotte NC 0 mi $700,000 days
3839 Mountain Cove Drive, Charlotte NC 0.1 mi $895,000 days
4123 Mountain Cove Drive, Charlotte NC 0.1 mi $799,000 days
4224 Mountain Cove Drive, Charlotte NC 0.2 mi $899,000 days
4432 Mountain Cove Drive, Charlotte NC 0.2 mi $779,000 days
4034 Nicole Eileen Lane, Charlotte NC 0.3 mi $739,900 days
1 to 6 of 61 Result

Sold Properties Nearby

Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.

Street Address Distance Property Type Sold Price Property Details

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  • Down Payment Amount $990,000
    Mortgage Amount $3,960,000
    Monthly Payment (Principal & Interest Only) $19,480

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    Total Monthly Payment $20,941

    Demographic Data For Zip 28216

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    Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.

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    Property Listing Information

    A Courtesy Listing Provided By Helen Adams Realty

    12023 Overlook Mountain Drive, Charlotte NC is a 1385 ft2 on a 0.520 acres Wooded lot. This is for $700,000. This has 4 bedrooms, 3 baths, and was built in 1998.

    Based on information submitted to the MLS GRID as of 2026-07-02 11:40:17 EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Properties displayed may be listed or sold by various participants in the MLS. Click here for more information

    Neither Yates Realty nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.