For Sale $1,000,000
Luxury, craftsmanship, and lake lifestyle come together in this beautifully updated custom full-brick home in Stonewater with resort-like amenities, one of Mount Holly's premier waterfront communities. Perfectly positioned on a spacious corner lot with seasonal water views, this exceptional property also includes a deeded boat slip (Dock A-26), offering convenient access to Mountain Island Lake. This home has been well maintained and pride of ownership is apparent. It has been thoughtfully enhanced with fresh interior paint, a refreshed kitchen, new and refinished hardwood flooring throughout (no carpet), updated lighting, hardware, and staircase with a custom runner, creating a fresh, timeless aesthetic while preserving the home's quality craftsmanship. Inside, soaring ceilings, extensive moldings, detailed millwork, tray and vaulted ceilings, walls of windows, and rich architectural details define the spacious interior. The impressive two-story great room features a gas fireplace with custom built-in cabinetry and serves as the centerpiece of the home. The main-level primary suite offers two walk-in closets, including one with custom built-ins, along with dual granite vanities, a jetted tub, and separate shower. Every secondary bedroom includes its own walk-in closet, while all bathrooms feature granite countertops, tile flooring, and tiled bath surrounds. One of the home's signature spaces is the approximately 380-square-foot heated and cooled EasyBreeze sunporch. Although not included in the heated living area, it functions as a true four-season retreat with vaulted pine ceilings and peaceful views of the mature landscape beyond the partially fenced backyard. The trex deck, patio, and partially fenced backyard complete this outdoor living space. Additional highlights include a recently encapsulated crawl space with dehumidifier, an expansive driveway, a side-entry oversized 2 car garage with epoxy flooring and custom built-in cabinetry and work bench, central vacuum system, irrigation, security system, kitchen water filtration, and a spacious laundry room with cabinetry and utility sink. From its custom craftsmanship and extensive updates to its deeded boat slip and desirable waterfront community, this home offers a rare combination of elegance, functionality, and recreation—all just minutes from Charlotte, Belmont, and the amenities of Mountain Island Lake.
In-Ground Irrigation
Attic Stairs Pulldown, Breakfast Bar, Built-in Features, Cable Prewire, Central Vacuum, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Whirlpool
| List Price: | $1,000,000 |
| Status: | For Sale |
| Bedrooms: | 4 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 2242 sqft |
| Parking: | Driveway, Attached Garage, Garage Door Opener, Garage Faces Side, Keypad Entry |
| MLS Number: | CAR4402234 |
| Subdivision: | Stonewater |
| Bathrooms: | 4 |
| Lot Description: | Corner Lot, Wooded |
| Year Built: | 2003 |
| Sewer Type: | Public Sewer, Sewage Pump |
| Elementary: | Pinewood Gaston |
| Middle: | Stanley |
| High: | East Gaston |
| Date | Event | Price | $/SQFT |
| 07-23-2026 | Listed | $1,000,000 | $447 |
| 11-05-2025 | Under Contract | $240,000 | $108 |
| 10-18-2025 | Listed | $240,000 | $108 |
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| Mountain Island Charter School | 2 miles | KG-06 | 8 |
| Pinewood Elementary School | 3 miles | PK-05 | 5 |
| Mountain Island Lake Academy | 4 miles | PK-05 | 5 |
| Trillium Springs Montessori | 4 miles | PK-05 | N/A |
| Paw Creek Elementary | 4 miles | PK-05 | 4 |
| Ida Rankin Elementary School | 5 miles | PK-05 | 6 |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 109 Whiterock Drive, Mount Holly NC | 0 mi | $1,000,000 | days | |
| 124 Whiterock Drive, Mount Holly NC | 0.1 mi | $835,000 | days | |
| 101 Woodwinds Drive, Mount Holly NC | 0.2 mi | $899,000 | days | |
| 220 Woodwinds Drive, Mount Holly NC | 0.2 mi | $1,450,000 | days | |
| 221 Whiterock Drive, Mount Holly NC | 0.2 mi | $1,594,000 | days | |
| 104 Kestrel Court, Mount Holly NC | 0.4 mi | $710,000 | days |
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
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| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
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| Property Insurance |
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| Total Monthly Payment | $20,941 |
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Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
A Courtesy Listing Provided By Berkshire Hathaway HomeServices Carolinas Realty
109 Whiterock Drive, Mount Holly NC is a 2242 ft2 on a 0.890 acres lot. This is for $1,000,000. This has 4 bedrooms, 4 baths, and was built in 2003.
Based on information submitted to the MLS GRID as of 2026-07-23 09:36:41 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
presenting the information. Some IDX listings have been excluded from this website.
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