For Sale $525,000
Discover the charm and convenience of downtown Belmont living at 109 N. Central Avenue. This inviting Craftsman-style home offers a lovely blend of old-school character with newer construction, comfort, and an exceptional location just a short stroll from the restaurants, shops, and parks that make Belmont so appealing. This prime location home features three bedrooms and two-and-a-half bathrooms, with a thoughtfully arranged one-and-a-half-story layout. Inside, a welcoming living space is enhanced by a dramatic cathedral ceiling, beautiful hardwood flooring, and custom moldings and millwork that add warmth and architectural interest. The kitchen is designed to be both attractive and functional, featuring custom cabinetry and granite countertops—an ideal setting for preparing everyday meals or gathering with friends and family. The home’s flexible layout includes a loft area that can provide additional space for a home office, reading nook, play area, additional bedroom or guest retreat, depending on your needs. A combination of covered porch spaces and a rear deck offers inviting options for enjoying your morning coffee, relaxing outdoors, or entertaining. The property also includes a fenced rear yard and storage shed, adding practical outdoor convenience. Thoughtful features such as a tankless water heater and Energy Star doors, windows, and appliances contribute to the home’s appeal. With two off-street parking spaces and a location close to the heart of downtown, daily errands, dining, and local recreation are within easy reach. Whether you are looking for a home with character, a flexible floor plan, or the lifestyle of a walkable downtown setting, 109 N. Central Avenue is a special opportunity to enjoy all that Belmont has to offer. Come experience the comfort, charm, and convenience of this inviting home.
| List Price: | $525,000 |
| Status: | For Sale |
| Bedrooms: | 3 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 1060 sqft |
| Parking: | Driveway |
| MLS Number: | CAR4442647 |
| Subdivision: | None |
| Bathrooms: | 3 |
| Year Built: | 2012 |
| Sewer Type: | Public Sewer |
| Elementary: | Unspecified |
| Middle: | Unspecified |
| High: | Unspecified |
| Date | Event | Price | $/SQFT |
| 11-13-2026 | Listed | $525,000 | $496 |
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| McAdenville Elementary School | 2 miles | KG-05 | 3 |
| North Belmont Elementary School | 2 miles | PK-05 | 4 |
| Catawba Heights Elementary School | 2 miles | PK-05 | 4 |
| New Hope Elementary School | 3 miles | KG-05 | 9 |
| Lowell Elementary School | 3 miles | KG-05 | 6 |
| Berryhill School | 4 miles | PK-05 | 4 |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 109 Central Avenue, Belmont NC | 0 mi | $525,000 | days | |
| 1006 Assembly Street, Belmont NC | 0.1 mi | $615,000 | days | |
| 2013 Lexington Street, Belmont NC | 0.1 mi | $614,900 | days | |
| 2049 Lexington Street, Belmont NC | 0.1 mi | $425,000 | days | |
| 104 Lee Street, Belmont NC | 0.1 mi | $275,000 | days | |
| 1107 Assembly Street, Belmont NC | 0.2 mi | $620,000 | days |
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
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| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
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| H.O.A. / Maintenance |
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| Property Insurance |
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| Total Monthly Payment | $20,941 |
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Transportation to Work |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
A Courtesy Listing Provided By David Upchurch Real Estate
109 Central Avenue, Belmont NC is a 1060 ft2 on a 0.180 acres Appraisal lot. This is for $525,000. This has 3 bedrooms, 3 baths, and was built in 2012.
Based on information submitted to the MLS GRID as of 2026-11-13 16:41:37 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS.
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