For Sale $400,000
Yowza! Welcome home to 109 Carter rd. An all brick home with a wooded buffer on one side, a fenced back yard AND a cleared lot on the other side of the home (perfect for an extra large garage, workshop, shed, kickball- go ahead dream it)! No HOA and almost 2 acres minutes from numerous conveniences. USDA eligible. Indian Trail schools. Enter the home and be greeted by a light filled, expansive family room with dental crown molding, fresh paint and a wood burning stove. This room flows to the kitchen with custom backsplash & an ideal sized dining area again both rooms basking in natural light. The dining room gives access to the backyard (we will get there in a minute) and an extra large pantry/storage/laundry room which conveniently also has access to the fenced backyard. One of the favorite spaces in the home is the bonus room with a gorgeous brick hearth & fireplace. This room has served many purposes: primary bedroom, play room, office, extra den. The walls on either side of the fireplace could be opened up to the current primary bedroom & you have a phenomenal primary suite opportunity. Add the closet & bathroom of your dreams and wow! (you would want to remove the one bathroom in the original primary bathroom to make it compliant with current septic permit or maybe leave it and enlarge your septic-please research if this option is desirable) The 3 bedrooms are nice in size and lend to many uses. One bedroom (the original primary) has it's own bathroom. The other 2 bedrooms share the hall bathroom. Ok, now to the yard and land! Off the dining room you step onto a 20x22 deck with gates. Perfect for privacy, entertaining and gazing over your fenced back yard. To the right of the fenced yard is a ginormous cleared lot with a wood buffer. It could handle a non conventional septic or as stated above, create your dreams! To the left of the enclosed yard is a beautiful wooded area complete with dry bed stream & plenty of spots for your nature, wood loving self/kids/family/friends. Do not miss the storage shed out back AND the detached oversized 1 car garage out front and did you see the front steps? precious! As you can tell from this write up, this home is ready for your loving and living! Please see the seller love letter in attachments. A few items of note: NO HOA, no popcorn (that's for movies)ceilings, original wood floors in many parts of home, large attic, Summer 2025 seller preemptive repairs: Foundation repair work with sistered joints, Support posts added under all drop girders, Replaced main drop girder, Two additional drop girders added, New hvac ductwork replaced, Crawlspace insulation added, 6mil vapor barrier installed, Additional crawlspace door added, New LVP flooring, Popcorn ceilings removed, Fresh paint throughout home, New custom tile backsplash added in kitchen, Freshly painted kitchen cabinetry, New vanities and toilets installed in both bathrooms, New metal roof!! 20 x 22 new deck – Summer 2022 All foundation repair work was signed off on by Post Oak Engineering and Union County inspector HVAC ductwork was also inspected and signed off on by Union County inspector So a better than new home! You have land AND an amazing, well cared for brick ranch. See you soon.
Attic Stairs Pulldown, Pantry
| List Price: | $400,000 |
| Status: | For Sale |
| Bedrooms: | 4 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 1972 sqft |
| Parking: | Driveway, Detached Garage, Parking Space(s) |
| MLS Number: | CAR4312358 |
| Subdivision: | None |
| Style: | Traditional |
| Bathrooms: | 2 |
| Lot Description: | Cleared, Level, Private, Wooded |
| Year Built: | 1962 |
| Sewer Type: | Septic Installed |
| Elementary: | Rocky River |
| Middle: | Sun Valley |
| High: | Sun Valley |
| Date | Event | Price | $/SQFT |
| 11-22-2025 | Under Contract | $400,000-3.61% | $203 |
| 11-03-2025 | Price Decrease | $415,000-6.74% | $211 |
| 08-27-2025 | Listed | $445,000 | $226 |
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| Wesley Chapel Elementary School | 2 miles | KG-05 | 10 |
| Union Academy Charter School | 3 miles | KG-06 | 9 |
| Poplin Elementary School | 7 miles | PK-05 | 10 |
| Antioch Elementary | 7 miles | KG-05 | 10 |
| Socrates Academy | 8 miles | KG-06 | 10 |
| Rea View Elementary | 8 miles | KG-05 | 10 |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 109 Carter Road, Monroe NC | 0 mi | $400,000 | days | |
| 122 Wesley Woods Road, Monroe NC | 0.1 mi | $220,000 | days | |
| 4312 Mary Point Road, Monroe NC | 0.2 mi | $350,000 | days | |
| 305 Lameshur Lane, Monroe NC | 0.2 mi | $360,000 | days | |
| 4419 Red Hook Road, Monroe NC | 0.2 mi | $340,000 | days | |
| 318 Carter Road, Monroe NC | 0.3 mi | $299,000 | days |
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
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| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
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| Total Monthly Payment | $20,941 |
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Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
A Courtesy Listing Provided By EXP Realty LLC Mooresville
109 Carter Road, Monroe NC is a 1972 ft2 on a 1.890 acres lot. This is for $400,000. This has 4 bedrooms, 2 baths, and was built in 1962.
Based on information submitted to the MLS GRID as of 2025-08-27 11:40:05 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
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