For Sale $440,000
Live within walking distance of historic downtown Belmont, NC, in this 3-bedroom, 2.5-bathroom home located in the highly desirable Adams Bluff Subdivision. Ideal for outdoor enthusiasts, the property offers quick access to the Abbey Creek Greenway, located directly behind the home, which takes you straight to the Belmont Recreation Center and Kevin Loftin Park on the Catawba River. Inside, the main level offers a seamless open floor plan between the dining and living rooms, complete with a cozy gas-log fireplace and laminate wood flooring throughout. The large kitchen boasts extensive counter and cabinet storage, a classic tile backsplash, and stainless steel appliances, while a stylish sliding barn door leads to the main-floor laundry room and attached 2-car garage. Upstairs, the primary bedroom features an elegant tray ceiling and a walk-in closet, and the recently updated primary bath includes modern tile floors, a walk-in shower, and a new vanity cabinet with split sinks. Bedrooms 2 and 3 share a second updated bathroom with new tile, a fresh tub and tub surround, and a single-sink vanity. Notable capital improvements include a new HVAC system installed in 2021. The property faces open green space with access to the future greenway expansion, and features a large back deck with a gazebo that steps down to a brick paver patio and a fully fenced backyard. Belmont offers the small-town feel just 25 minutes west of Uptown Charlotte. Downtown offers restaurants, pubs, breweries, retail, parks, and family-friendly events all within walking distance. Don't let this one slip through your fingers!
Attic Stairs Pulldown, Cable Prewire, Open Floorplan, Walk-In Closet(s)
| List Price: | $440,000 |
| Status: | For Sale |
| Bedrooms: | 3 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 800 sqft |
| Parking: | Driveway, Attached Garage, Garage Door Opener, Garage Faces Front |
| MLS Number: | CAR4382704 |
| Subdivision: | Adams Bluff |
| Bathrooms: | 3 |
| Lot Description: | Green Area, Level, Sloped |
| Year Built: | 1999 |
| Sewer Type: | Public Sewer |
| Elementary: | Belmont Central |
| Middle: | Belmont |
| High: | South Point (NC) |
| Date | Event | Price | $/SQFT |
| 06-03-2026 | Listed | $440,000 | $550 |
| 11-29-2025 | Relisted | $275,000 | $344 |
| 10-28-2025 | Under Contract | $275,000 | $344 |
| 09-03-2025 | Price Decrease | $275,000-6.78% | $344 |
| 07-23-2025 | Listed | $295,000 | $369 |
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| Catawba Heights Elementary School | 2 miles | PK-05 | 4 |
| North Belmont Elementary School | 2 miles | PK-05 | 4 |
| McAdenville Elementary School | 3 miles | KG-05 | 3 |
| Berryhill School | 3 miles | PK-05 | 4 |
| Ida Rankin Elementary School | 4 miles | PK-05 | 6 |
| New Hope Elementary School | 4 miles | KG-05 | 9 |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 107 Howe Street, Belmont NC | 0 mi | $440,000 | days | |
| 211 Howe Street, Belmont NC | 0.1 mi | $400,000 | days | |
| 589 Catawba Street, Belmont NC | 0.2 mi | $559,000 | days | |
| 226 Planetree Drive, Belmont NC | 0.2 mi | $429,900 | days | |
| 117 Pratt Street, Belmont NC | 0.3 mi | $355,000 | days | |
| 235 6th Street, Belmont NC | 0.3 mi | $340,000 | days |
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
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| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
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| Property Insurance |
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| Total Monthly Payment | $20,941 |
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Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
A Courtesy Listing Provided By Keller Williams Ballantyne Area
107 Howe Street, Belmont NC is a 800 ft2 on a 0.250 acres lot. This is for $440,000. This has 3 bedrooms, 3 baths, and was built in 1999.
Based on information submitted to the MLS GRID as of 2026-06-03 09:50:16 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
presenting the information. Some IDX listings have been excluded from this website.
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