For Sale $399,000
It’s All About Location! Welcome to 104 Oak Street, a well-maintained, 3-bedroom, 2-bath home in the heart of Belmont’s sought-after neighborhood. Nestled on a quiet street just steps from downtown Belmont and Davis Park, this move-in ready gem offers the perfect blend of modern updates, private outdoor living, and unbeatable walkability. Inside, you’ll find beautifully kept hardwood oak floors (2016), updated tile bathrooms (2016), and a stylishly remodeled kitchen (2018) with modern cabinetry, countertops, and appliances. All appliances convey, including refrigerator, dishwasher, microwave, range, washer, and dryer. Fresh interior paint (2025) adds a bright, clean feel throughout. Enjoy the convenience of 3 spacious bedrooms and 2 full bathrooms, ideal for families, guests, or a home office setup. Step outside into your own backyard oasis, perfect for year-round enjoyment with a large patio, built-in fire pit, and lush landscaping. The 24x12 outbuilding (2022) offers flexible space for a workshop, art studio, man cave, or outdoor kitchen. A custom-built playground (2019) also conveys. Highlights include: Walkability to downtown Belmont’s restaurants, shops, parks, and greenways Convenient access to the U.S. National Whitewater Center, Charlotte Douglas Airport, and major highways Located in a quiet, established neighborhood with sidewalks and a strong community vibe Don’t miss this opportunity to own a beautiful home in one of Belmont’s most beloved neighborhoods. Schedule your showing today—this one won’t last!
Attic Stairs Pulldown
| List Price: | $399,000 |
| Status: | For Sale |
| Bedrooms: | 3 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 1220 sqft |
| Parking: | Driveway |
| MLS Number: | CAR4295231 |
| Subdivision: | Downtown |
| Bathrooms: | 2 |
| Year Built: | 1992 |
| Sewer Type: | Public Sewer |
| Elementary: | Belmont Central |
| Middle: | Belmont |
| High: | South Point (NC) |
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| McAdenville Elementary School | 2 miles | KG-05 | 3 |
| North Belmont Elementary School | 2 miles | PK-05 | 4 |
| Catawba Heights Elementary School | 2 miles | PK-05 | 4 |
| New Hope Elementary School | 3 miles | KG-05 | 9 |
| Berryhill School | 4 miles | PK-05 | 4 |
| Lowell Elementary School | 4 miles | KG-05 | 6 |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 104 Oak Street, Belmont NC | 0 mi | $399,000 | days | |
| 105 Central Avenue, Belmont NC | 0 mi | $450,000 | days | |
| 117 Central Avenue, Belmont NC | 0.1 mi | $1,249,000 | days | |
| 121 Quincy Drive, Belmont NC | 0.2 mi | $610,000 | days | |
| 328 Ferrell Avenue, Belmont NC | 0.3 mi | $499,999 | days | |
| 22 Poplar Street, Belmont NC | 0.3 mi | $997,500 | days |
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
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| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
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| Property Insurance |
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| Total Monthly Payment | $20,941 |
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Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
A Courtesy Listing Provided By EXP Realty LLC Ballantyne
104 Oak Street, Belmont NC is a 1220 ft2 on a 0.240 acres Appraisal lot. This is for $399,000. This has 3 bedrooms, 2 baths, and was built in 1992.
Based on information submitted to the MLS GRID as of 2025-09-15 11:41:26 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS.
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