For Sale $481,900
You'll love & appreciate all this home offers with every major upgrade already completed — newer windows, roof, HVAC, kitchen, and primary bath — leaving you with the fun cosmetic touches to choose that fit your tastes. Perfectly positioned on a corner lot providing more openness & natural separation from neighboring homes. Harbor Cove is one of Lake Norman’s most desirable lake-access communities, and this beautifully updated 3-bed, 2.5-bath residence blends comfort, style, and everyday convenience without the maintenance burden. Inside, you’re welcomed by a bright, open floor plan with soaring vaulted ceilings and a spacious 2-story great room ideal for entertaining. The renovated kitchen features newer cabinetry, quartz countertops, stainless steel appliances, and a raised breakfast bar that flows seamlessly into the dining areas. The main-level primary suite offers a private retreat with an updated bath accessed by a modern barn door and a generous walk-in closet. Perfectly suited for downsizers, first-time or relocation buyers & investors. A flexible room on the main floor can serve as a home office, formal dining room, or cozy den. Upstairs, two additional bedrooms, a full bath, a charming reading nook, and a large bonus room provide space for guests, hobbies. All carpets were recently professionally cleaned and the exterior power-washed. Outside, enjoy a level 0.29-acre corner lot and access to Harbor Cove’s sought-after amenities, including lake access, outdoor lakefront pool, boat storage, sidewalks, and community recreation areas. The rear patio features a retractable electric awning with built-in lighting for added comfort & ambience! This low-maintenance retreat home is strategically priced, ready for a quick close and delivers exceptional value in a prime Mooresville/Lake Norman location. Updates: New furnace & AC Oct 2020, Roof 2019, Windows 2019, Kitchen remodel 2019, Primary Bath remodel 2019, floors 2019, Patio addition 2021, dishwasher & stove 2023, garage door 2023. Average monthly utilities for one occupant: Water/sewer 31.00, Electric 70.00, Gas 83.00. GREAT INCENTIVE: LENDER CREDIT EQUAL TO 1.5% OF THE LOAN AMT OR AMT ALLOWED PER PROGRAM GUIDELINES AVAILABLE TO AN ELIGIBLE BUYER FINANCING THE PURCHASE OF THIS PROPERTY THROUGH ATLANTIC BAY MTG GRP, LLC! (TERMS & AVAILABILITY ARE SUBJECT TO CHANGE AT ANY TIME)
Breakfast Bar, Entrance Foyer, Open Floorplan, Pantry, Storage, Walk-In Closet(s)
| List Price: | $481,900 |
| Status: | For Sale |
| Bedrooms: | 4 |
| Type: | Single Family Residence |
| Approx Sq. Ft.: | 1390 sqft |
| Parking: | Attached Garage, Garage Door Opener, Garage Faces Front |
| MLS Number: | CAR4373563 |
| Subdivision: | Harbor Cove |
| Style: | Transitional |
| Bathrooms: | 3 |
| Year Built: | 1999 |
| Sewer Type: | Public Sewer |
| Elementary: | Lake Norman |
| Middle: | Woodland Heights |
| High: | Lake Norman |
| Date | Event | Price | $/SQFT |
| 09-23-2026 | Price Decrease | $481,900-0.10% | $347 |
| 09-09-2026 | Price Decrease | $482,400-0.10% | $348 |
| 08-26-2026 | Price Decrease | $482,900-0.10% | $348 |
| 08-13-2026 | Price Decrease | $483,400-0.21% | $348 |
| 07-21-2026 | Price Decrease | $484,400-0.10% | $349 |
| 07-05-2026 | Price Decrease | $484,900-1.02% | $349 |
| 06-06-2026 | Price Decrease | $489,900-2.00% | $353 |
| 05-18-2026 | Listed | $499,900 | $360 |
| 09-06-2025 | Under Contract | $849,000 | $611 |
| 08-15-2025 | Price Decrease | $849,000-5.56% | $611 |
| 06-27-2025 | Listed | $899,000 | $647 |
These schools are only nearby your property search, you must confirm exact assigned schools.
| School Name | Distance | Grades | Rating |
| Lake Norman Elementary School | 2 miles | PK-05 | 9 |
| Langtree Charter Academy | 2 miles | KG-06 | 9 |
| Lakeshore Elementary School | 3 miles | PK-05 | 8 |
| Coddle Creek Elementary School | 3 miles | PK-05 | 9 |
| Community School of Davidson | 4 miles | KG-06 | 10 |
| Shepherd Elementary School | 5 miles | PK-05 | 8 |
Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Status | List Price | Days on Market |
| 103 Pamlico Lane, Mooresville NC | 0 mi | $481,900 | days | |
| 122 Nantucket Court, Mooresville NC | 0.1 mi | $479,000 | days | |
| 150 Chandeleur Drive, Mooresville NC | 0.2 mi | $1,325,000 | days | |
| 155 Samdusky Lane, Mooresville NC | 0.2 mi | $575,000 | days | |
| 140 Samdusky Lane, Mooresville NC | 0.2 mi | $629,000 | days | |
| 118 Waterfowl Lane, Mooresville NC | 0.2 mi | $1,585,000 | days |
Mileage is an estimation calculated from the property results address of your search. Driving time will vary from location to location.
| Street Address | Distance | Property Type | Sold Price | Property Details |
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| Down Payment Amount | $990,000 |
| Mortgage Amount | $3,960,000 |
| Monthly Payment (Principal & Interest Only) | $19,480 |
* Expand Calculator (incl. monthly expenses)
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| H.O.A. / Maintenance |
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| Property Insurance |
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| Total Monthly Payment | $20,941 |
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Source is provided by local and state governments and municipalities and is subject to change without notice, and is not guaranteed to be up to date or accurate.
A Courtesy Listing Provided By houzRE
103 Pamlico Lane, Mooresville NC is a 1390 ft2 on a 0.290 acres Appraisal lot. This is for $481,900. This has 4 bedrooms, 3 baths, and was built in 1999.
Based on information submitted to the MLS GRID as of 2026-05-18 11:31:12 EST. All data is
obtained from various sources and may not have been verified by broker or MLS GRID. Supplied
Open House Information is subject to change without notice. All information should be independently
reviewed and verified for accuracy. Properties may or may not be listed by the office/agent
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